1862 Ellard Pl, Concord, CA 94521 Property Records

Contra Costa County property record for 1862 Ellard Pl, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,882 sqft · built 1985
Lot Size0.468 acres (20,374 sqft)
Owner2 Trust Names on File
Tax Bill$7,259 (2025)
Deeds & MortgagesJun 2026 Transfer
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN117-040-077-2

Property Details

APN / Parcel Number

Primary APN117-040-077-2
Alternative APN
  • 117-040-077

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,882 sqft Living Area
1st Floor Area1,882 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Lot Area20,374 sqft (0.468 acres)
Garage TypeAttached
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1862 ELLARD PL
CityCONCORD
StateCA
Zip94521-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionT05727 L0014 B
Legal SubdivisionSUBDIVISION 5727
Legal Tract05727
Legal Lot Number14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1001
Census Tract333102

Owner

1862 Ellard Pl is owner-occupied and held in a trust since December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address1862 ELLARD PL, CONCORD, CA 94521-1544
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jan 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 24, 2020
Transfer Doc0000014047
Record UpdatedOct 29, 2026

June 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 2, 2026
Property Address1862 ELLARD PL, CONCORD, CA 94521-1544
Document Number0000057587
Instrument DateMay 25, 2026
Instrument202657587
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1862 ELLARD PL, CONCORD, CA 94521-1544

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1862 ELLARD PL, CONCORD, CA 94521-1544
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156135
DateOct 1, 2018
Instrument2018-156135
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJan 15, 2021
Property Address1862 ELLARD PL, CONCORD, CA 94521-1544
Document Number0000014047
Map ReferenceMB 273 PG 41
Instrument DateDec 24, 2020
Instrument2021-014047
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyWESTERN RESOURCES TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1862 ELLARD PL, CONCORD, CA 94521-1544

Mortgage

Document Number0000014048
DateJan 15, 2021
Instrument2021-014048
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1862 Ellard Pl was $7,259.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$582,571 (+2%) Land $198,392 Building $384,179
2025$7,259.00 Homeowner's exemption$571,149 Land $194,502 Building $376,647
2023$6,934.00 (+1.4%) Homeowner's exemption$548,972 Land $186,950 Building $362,022
2022$6,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1862 Ellard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1862 Ellard Pl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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