18617 Pinecrest Ln, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18617 Pinecrest Ln, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,452 sqft · built 1977
Lot Size	0.603 acres (26,267 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2021)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-02-419-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-02-419-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	26,267 sqft (0.603 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18617 PINECREST LN
City	SPRING LAKE
State	MI
Zip	49456-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 20 COUNTRYFIELD ESTATES NO 2
Legal Range	17W
Legal Township	8N
Legal Section	02
Legal Subdivision	COUNTRYFIELD ESTATES
Legal Block	419
Legal Lot Number	20
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1011
Census Tract	20503

Owner

18617 Pinecrest Ln is owned and occupied by an individual who bought it in September 2021.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Deed Document Number	202146354
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136

Mortgage

Document Number	20230030209
Date	Nov 27, 2023
Instrument	2023-0030209

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 14, 2021
Property Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136
Document Number	20210046354
Map Reference	LB 19 PG 10
Instrument Date	Sep 2, 2021
Instrument	2021-0046354
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18617 PINECREST LN, 18617, SPRING LAKE, MI 49456-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136

Mortgage

Document Number	20210046355
Date	Sep 14, 2021
Instrument	2021-0046355

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18617 PINECREST LN, SPRING LAKE, MI 49456-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200010605
Date	Mar 20, 2020
Instrument	2020-0010605

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Index	6-Month T-Bill

Tax Assessment & Valuation

The 2025 property tax bill for 18617 Pinecrest Ln was $4,000 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600	$317,200
2025	$4,000.00
2023		$120,800	$241,600
2022	$3,245.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18617 Pinecrest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18617 Pinecrest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinecrest Ln

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