18616 Willow Oak Dr, Derwood, MD 20855 Property Records

Montgomery County property record for 18616 Willow Oak Dr, Derwood, MD 20855

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,476 sqft · built 1987
Lot Size1.25 acres (54,841 sqft)
Owner2 Individual Names on File
Last Sale$39,200 (Jun 1987)
Tax Bill$7,507 (2025)
Deeds & MortgagesJan 2026 Transfer
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-02616960

Property Details

APN / Parcel Number

Primary APN08-02616960
Alternative APN
  • 02616960

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,476 sqft Living Area
Gross Area4,026 sqft
1st Floor Area1,438 sqft
Basement Area705 sqft
Finished Basement705 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area54,841 sqft
Garage TypeAttached
Garage Area550 sqft
Parking Spaces3 Parking Spaces
Deck Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number02616960
Street Address18616 WILLOW OAK DR
CityDERWOOD
StateMD
Zip20855-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionGRANBY WOODS
Legal SubdivisionGRANBY WOODS
Legal BlockB
Legal Lot Number4
JurisdictionMONTGOMERY MD
Township / Civil Division8
Census Block Group1
Census Block1013
Census Tract701307

Owner

18616 Willow Oak Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address18616 WILLOW OAK DR, DERWOOD, MD 20855-1462
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Intrafamily Transfer, Transfer
Jul 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 1987 · Amount on File
Deed SaleJun 18, 1987 · Amount on File
Deed Book / Page7758 / 455
Last Transfer DateDec 11, 2025
Transfer Doc0700490365
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateJan 16, 2026
Property Address18616 WILLOW OAK DR, ROCKVILLE, MD 20855-1462
Document Number0700490365
Book / Page70049 / 365
Map ReferenceMB 137 PL 15864
Instrument DateDec 11, 2025
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18616 WILLOW OAK DR, ROCKVILLE, MD 20855-1462

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18616 WILLOW OAK DR, ROCKVILLE, MD 20855-1462

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18616 WILLOW OAK DR, ROCKVILLE, MD 20855-1462
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAESTAR LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0660850463
DateJul 29, 2022
Book Page66085/463
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18616 Willow Oak Dr was $7,507, down 2.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$658,233 (+3.64%)$704,500 (+10.93%) Land $334,800 Building $369,700
2025$7,507.00 (-2.73%)$635,100 Land $318,800 Building $316,300$635,100 Land $318,800 Building $316,300
2024$7,718.00
2023$570,233$635,100 Land $318,800 Building $316,300
2022$5,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18616 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18616 Willow Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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