18615 N Elbert Rd, Elbert, CO 80106 Property Records

Elbert County property record for 18615 N Elbert Rd, Elbert, CO 80106

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,731 sqft · built 2001
Lot Size	63.2 acres (2,755,606 sqft)
Owner	Owner Name on Record
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04342-00-220`

Property Details

APN / Parcel Number

Primary APN	`04342-00-220`
Alternative APN	`R115803`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Other
Lot Area	2,755,606 sqft (63.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R115803
Old Parcel Number	0434200220
Street Address	18615 N ELBERT RD
City	ELBERT
State	CO
Zip	80106-9401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	SECTION: 33 TOWNSHIP: 10 RANGE: 64 SECTION: 34 TOWNSHIP: 10 RANGE: 64 PAR IN SE4NE4: 33 10 64 & IN S2N2: 34 10 64
Legal Range	64
Legal Township	10
Legal Section	33
Legal Quarter	NW
Legal Subdivision	RURALA
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2040
Census Tract	961209

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	18615 N ELBERT RD, ELBERT, CO 80106-9401
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2009
Transfer Doc	0007130689
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	18615 N ELBERT RD, ELBERT, CO 80106-9401
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18615 N ELBERT RD, ELBERT, CO 80106-9401

Mortgage

Document Number	0008550122
Date	Sep 25, 2025
Book Page	855/122
Instrument	646107

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+38.21%)	$26,470 (+15.49%) Land $2,330 Building $24,140	$292,924 (+28.64%) Land $8,624 Building $284,300
2023	$1,060.00 (-31.35%)	$22,920 (+3.24%) Land $2,190 Building $20,730	$227,701 (+1.26%) Land $8,278 Building $219,423
2022	$1,544.00	$22,200 Land $2,340 Building $19,860	$224,877 Land $8,856 Building $216,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 86% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.