18613 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18613 Harborside Dr, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,434 sqft · built 1998
Lot Size	1.97 acres (85,987 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2019)
Tax Bill	$5,338 (2023)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-484-40`

Property Details

APN / Parcel Number

Primary APN	`001-484-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Heated Area
Gross Area	1,602 sqft
1st Floor Area	1,434 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	85,987 sqft (1.97 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-484-40
Street Address	18613 HARBORSIDE DR
City	CORNELIUS
State	NC
Zip	28031-8794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 25 BLD16 U/F 458
Legal Subdivision	VILLAS/HARBORSIDE CONDO
Legal Unit	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18613 Harborside Dr, a condominium, is owned by two individuals who bought it in October 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5433 TURKEY OAK DR, MINT HILL, NC 28227-6554
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	0033997890
Deed Book / Page	33997 / 890
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18613 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 TURKEY OAK DR, MINT HILL, NC 28227-6554

Mortgage

Document Number	0000042935
Date	May 9, 2023
Book Page	38110/433
Instrument	2023042935

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 31, 2019
Property Address	18613 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000148092
Book / Page	033997 / 000890
Instrument Date	Oct 23, 2019
Instrument	148092
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5433 TURKEY OAK DR MINT HILL NC 282276554, MINT HILL, NC 28227-6554

Mortgage

Document Number	148093
Date	Oct 31, 2019
Book Page	033997/000892
Instrument	148093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2017
Property Address	18613 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000082223
Book / Page	31899 / 324
Map Reference	MB9765 PG198
Instrument Date	Jun 9, 2017
Instrument	2017082223
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 DANIELS BRIDGE RD, 2500, ATHENS, GA 30606-6178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W 9410 739TH AVE, RIVER FALLS, WI 54022-4186

Mortgage

Document Number	0000082224
Date	Jun 21, 2017
Instrument	2017082224

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18613 Harborside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18613 Harborside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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