18613 Circle Dr, Rawlings, MD 21557 Property Records

Allegany County property record for 18613 Circle Dr, Rawlings, MD 21557

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,100 sqft · built 1960
Lot Size	0.529 acres (23,046 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Apr 2022)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-024207`

Property Details

APN / Parcel Number

Primary APN	`07-024207`
Alternative APNs	`7024207` `024207`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Metal
Lot Area	23,046 sqft (0.529 acres)
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024207
Street Address	18613 CIRCLE DR
City	RAWLINGS
State	MD
Zip	21557-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18613 CIRCLE DR LOT 4 117X200 RAWLINGS 1ST 114X200
Legal Subdivision	CIRCLE DRIVE
Legal Lot Number	4
Jurisdiction	ALLEGANY MD
Township / Civil Division	31, MCCOOLE
Census Block Group	2
Census Block	2007
Census Tract	2000

Owner

Source: Allegany County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18613 CIRCLE DR, RAWLINGS, MD 21557-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Aug 20, 2009 · Amount on Record
Deed Book / Page	2775 / 376
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 25, 2022
Property Address	18613 CIRCLE DR, RAWLINGS, MD 21557-1035
Document Number	002775-0376
Book / Page	2775 / 376
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18613 CIRCLE DR, RAWLINGS, MD 21557-1035

Mortgage

Document Number	0002775382
Date	Apr 25, 2022
Instrument	2775-382

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18613 CIRCLE DR, RAWLINGS, MD 21557-1035
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16226 RAWLINGS HEIGHTS DR, RAWLINGS, MD 21557-1010

Mortgage

Document Number	002755-0220
Date	Feb 18, 2022
Book Page	2755/220

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	CUMBERLAND, MD 21502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18613 CIRCLE DR, RAWLINGS, MD 21557-1035
Document Number	0025500405
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18613 CIRCLE DR WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	0025500405
Date	Apr 29, 2020
Book Page	002550/000405

Lender

Name	FIRST UNITED BK
Type	Bank
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2035

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+30.22%)	$200,900 (+8.59%) Land $28,500 Building $172,400
2025	$1,941.00 (+22.23%) Homeowner's exemption
2023	$1,588.00	$146,133	$185,000 Land $28,500 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Xfinity.

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