18610 E Gemmill Dr, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18610 E Gemmill Dr, Rio Verde, AZ 85263 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,222 sqft · built 1992
Lot Size	0.415 acres (18,056 sqft)
Owner	Company Name on File
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Jun 2017 Re-recorded Document + 1 more
Flood Zone	Zone X (moderate risk)
APN	`219-14-027`

Property Details

APN / Parcel Number

Primary APN	`219-14-027`
Alternative APN	`219140274`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,222 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	3,222 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	18,056 sqft (0.415 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18610 E GEMMILL DR
City	RIO VERDE
State	AZ
Zip	85263-7085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIO VERDE UNIT TWELVE LOT 1404-1453 MCR 339-28
Legal Range	7E
Legal Township	5N
Legal Section	31
Legal Subdivision	RIO VERDE UNIT TWELVE LOT 1404-1453
Legal Lot Number	1427
Legal Unit	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	3
Census Block	3020
Census Tract	10104

Owner

Source: Maricopa County records · APN 219-14-027

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage V I P MORTGAGE INC
Jun 28, 2017	Re-recorded Document ACCOMODATION, ACCOMMODATION
Jun 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2017
Deed Sale	Jun 28, 2017
Deed Document Number	2017471795
Prior Transfer Date	Jun 08, 1995
Prior Transfer Doc	0000471794
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085
Transaction Type	Mortgage
Record Updated	Nov 09, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085

Mortgage

Document Number	0000334429
Date	Apr 15, 2022
Instrument	20220334429

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	795 Months
Due	Jul 06, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.92%

June 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2017
Property Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085
Document Number	0000471794
Map Reference	MB 399 PG 28
Instrument	2017-0471794
Record Updated	Sep 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2017
Property Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085
Document Number	0000471795
Map Reference	MB 339 PG 28
Instrument Date	Jun 22, 2017
Instrument	2017-0471795
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	EMPIRE WEST TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18610 E GEMMILL DR, RIO VERDE, AZ 85263-7085

Mortgage

Document Number	0000471796
Date	Jun 28, 2017
Instrument	2017-0471796

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Type Change Date	Jul 01, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,600 (+27.65%)	$636,000 (-0.86%) Land $127,200 Building $508,800
2025	$3,625.00 (+5.9%)	$49,825 (-21.66%)	$641,500 (+0.86%) Land $128,300 Building $513,200
2024		$63,600	$636,000 Land $127,200 Building $508,800
2023	$3,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040130101043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Arizona
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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