Burke County property record for 1861 Wesley Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1993 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jul 2020) |
| Tax Bill | $1,639 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1791198640 |
| Primary APN | 1791198640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 405 sqft |
| Patio Area | 130 sqft |
| Canopy | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 1861 WESLEY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1861 WESLEY RD MORGANTON, NC 28655 |
| Legal Subdivision | HIGH TIMBER SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1861 WESLEY RD, MORGANTON, NC 28655-8739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 1, 2020 | Loan Modification, Mortgage · Conventional with PMI MORGANTON SVGS BK SSB |
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 202017041983 |
| Deed Book / Page | 2473 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1861 WESLEY RD, MORGANTON, NC 28655-8739 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027340588 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 2734/588 |
| Instrument | 2024002322 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1861 WESLEY RD, MORGANTON, NC 28655-8739 |
| Document Number | 0024830841 |
| Instrument Date | Aug 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1861 WESLEY RD MORGANTON NC 286558739, MORGANTON, NC 28655-8739 |
| Document Number | 0024830841 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002483/000841 |
| Instrument | 43842 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28680 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 2, 2020 |
| Property Address | 1861 WESLEY RD, MORGANTON, NC 28655-8739 |
| Document Number | 0024730990 |
| Book / Page | 2473 / 990 |
| Map Reference | MB 8 PG 27 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2017041983 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4855 EMILY DR, 4855, MORGANTON, NC 28655-0167 |
| Name | Verified Name |
|---|---|
| Address | 1861 WESLEY RD, MORGANTON, NC 28655-8739 |
| Document Number | 2017041984 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2017041984 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,639.00 (+0.31%) | $235,454 (-) Land $22,437 Building $213,017 | $235,454 (-) Land $22,437 Building $213,017 |
| 2025 | $1,634.00 (+13.31%) | $235,454 (+9.77%) Land $22,437 Building $213,017 | $235,454 (+9.77%) Land $22,437 Building $213,017 |
| 2023 | $1,442.00 | $214,502 Land $22,437 Building $192,065 | $214,502 Land $22,437 Building $192,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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