1861 Oak Ln, Provo, UT 84604 Property Records

Utah County property record for 1861 Oak Ln, Provo, UT 84604

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 6,428 sqft · built 2020
Lot Size	0.411 acres (17,899 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-015-0001`

Property Details

APN / Parcel Number

Primary APN	`48-015-0001`
Alternative APN	`070010`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,428 sqft Living Area
Gross Area	7,369 sqft
1st Floor Area	1,730 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Hardboard/Plywood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	17,899 sqft (0.411 acres)
Garage Type	Attached
Garage Area	941 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	676 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	070010
Street Address	1861 OAK LN
City	PROVO
State	UT
Zip	84604-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, BLK 2, OAK HILLS REVISED SUB AREA 0.411 AC.
Legal Subdivision	OAK HILLS REVISED SUB
Legal Block	2
Legal Lot Number	16
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2012
Census Tract	1701

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1861 OAK LN, PROVO, UT 84604-2140
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Dec 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK
Dec 10, 2018	Warranty Deed, Transfer INWEST TITLE-OREM #1
Dec 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018
Deed Sale	Dec 10, 2018
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	2018116722
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 23, 2026
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Document Number	0000078666
Instrument Date	Sep 23, 2026
Instrument	202678666
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1861 OAK LN, PROVO, UT 84604-2140
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 OAK LN, PROVO, UT 84604-2140

Mortgage

Document Number	0000197233
Date	Nov 24, 2021
Instrument	197233:2021

Lender

Name	CENTRAL BANK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209798
Date	Dec 30, 2020
Instrument	209798:2020

Lender

Name	CENTRAL BANK
Type	Bank
Address	PROVO, UT 84601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036620
Date	Feb 26, 2021
Instrument	36620:2021

Lender

Name	CENTRAL BANK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Dec 2, 2019
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Instrument Date	Nov 25, 2019
Instrument	127092
Transaction Type	Construction Loan
Record Updated	Dec 30, 2019
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 S 300TH E OREM UT 84058, OREM, UT 84058

Mortgage

Document Number	0000127092
Date	Dec 2, 2019
Instrument	127092

Lender

Name	CENTRAL BK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 10, 2018
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Document Number	0000116722
Instrument Date	Dec 10, 2018
Instrument	116722
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	INWEST TITLE-OREM #1

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 OAK LN PROVO UT 846042140, PROVO, UT 84604-2140

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Dec 10, 2018
Property Address	1861 OAK LN, PROVO, UT 84604-2140
Document Number	0000116723
Instrument Date	Dec 10, 2018
Instrument	116723
Transaction Type	Transfer
Record Updated	Dec 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1861 OAK LN PROVO UT 846042140, PROVO, UT 84604-2140

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,720 (-37.72%)	$1,330,400 (+13.24%) Land $359,300 Building $971,100
2025	$6,474.00 (+0.02%)	$1,174,800 (+66.77%) Land $326,700 Building $848,100	$1,174,800 (-8.28%) Land $326,700 Building $848,100
2024	$6,473.00 (-10.83%)
2023	$7,259.00 (+11.69%)	$704,440	$1,280,800 Land $311,100 Building $969,700
2022	$6,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 60% of Utah
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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