San Mateo County property record for 1861 Howard Ave, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1938 |
| Lot Size | 0.121 acres (5,248 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-301-110 |
| Primary APN | 051-301-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,248 sqft (0.121 acres) |
| Lot Dimensions | 92 ft deep x 57 ft wide |
| View / Lot | Corner |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1861 HOWARD AVE |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | SW 58.64 FT OF LOT 16 BLOCK 14 OAK PARK RSM 12/26 29 CITY OFSAN CARLOS |
| Legal Subdivision | OAK PARK |
| Legal Block | 14 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 609201 |
1861 Howard Ave is owner-occupied and held in a trust since August 2023.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1861 HOWARD AVE, SAN CARLOS, CA 94070-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC |
| Dec 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 0000040447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 22, 2023 |
| Property Address | 1861 HOWARD AVE, SAN CARLOS, CA 94070-4718 |
| Document Number | 0000040447 |
| Map Reference | MB 12 PG 26-29 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023-040447 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1861 HOWARD AVE, SAN CARLOS, CA 94070-4718 |
| Document Number | 0000040448 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023-040448 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.96% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 1861 HOWARD AVE, SAN CARLOS, CA 94070-4718 |
| Document Number | 0000117557 |
| Instrument Date | Nov 12, 2017 |
| Instrument | 117557 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1861 HOWARD AVE SAN CARLOS CA 940704718, SAN CARLOS, CA 94070-4718 |
The 2025 property tax bill for 1861 Howard Ave was $3,770 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,220 (+2%) Land $51,804 Building $128,416 | ||
| 2025 | $3,770.00 Homeowner's exemption | $176,688 Land $50,789 Building $125,899 | |
| 2023 | $3,593.00 (+1.35%) Homeowner's exemption | $169,829 Land $48,818 Building $121,011 | $1,628,730 |
| 2022 | $3,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1861 Howard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1996–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1861 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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