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1861 Gardner Ave, Berkley, MI 48072 Property Records

Oakland County property record for 1861 Gardner Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,118 sqft · built 1944
Lot Size0.112 acres (4,879 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2022)
Tax Bill$3,883 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN04-25-18-452-021

Property Details

APN / Parcel Number

Primary APN04-25-18-452-021

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area639 sqft
Basement Area639 sqft
Unfinished Basement639 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,879 sqft (0.112 acres)
Lot Dimensions122 ft deep x 40 ft wide
PorchSlab
Porch Area134 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1861 GARDNER AVE
CityBERKLEY
StateMI
Zip48072-1273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 ASSESSOR'S REPLAT OF MEADOW FARMS N 1/2 OF LOT 118
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionMEADOW FARM
Legal Lot Number118
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2005
Census Tract170300

Owner

1861 Gardner Ave is owned and occupied by an individual who bought it in September 2022.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1861 GARDNER AVE, BERKLEY, MI 48072-1273
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST INDEPENDENCE BANK
Sep 14, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2022 · Amount on File
Deed SaleSep 14, 2022 · Amount on File
Prior SaleJul 15, 2015 · Amount on File
Deed Document Number2022443251
Deed Book / Page58108 / 198
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1861 GARDNER AVE, BERKLEY, MI 48072-1273
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1887 GRIFFITH AVE, BERKLEY, MI 48072-1281

Mortgage

Document Number0000441796
DateSep 12, 2022
Book Page58100/179
Instrument441796
Lender
NameFIRST INDEPENDENCE BANK
TypeBank
AddressDETROIT, MI 48202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 14, 2022
Property Address1861 GARDNER AVE, BERKLEY, MI 48072-1273
Document Number0000443251
Book / Page58108 / 198
Map ReferenceLB 49 PG 18
Instrument DateSep 7, 2022
Instrument443251
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1861 GARDNER AVE, 1861, BERKLEY, MI 48072-1273

Transferred To (Grantee/Buyer)

NameVerified Name
Address1861 GARDNER AVE, BERKLEY, MI 48072-1273

Tax Assessment & Valuation

The 2025 property tax bill for 1861 Gardner Ave was $3,883 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00 (-2.9%) Homeowner's exemption$110,370$220,740
2024$3,999.00
2023$92,980$185,960
2021$2,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1861 Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1861 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKLEY
serves 14,970 people · EPA ID MI0000630
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionNov 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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