1861 Cooper Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1861 Cooper Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,264 sqft · built 1999
Lot Size	0.233 acres (10,167 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Sep 1999)
Tax Bill	$11,555 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-08-204-005`

Property Details

APN / Parcel Number

Primary APN	`03-08-204-005`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
Gross Area	5,818 sqft
1st Floor Area	2,554 sqft
Basement Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,167 sqft (0.233 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1861 COOPER LN
City	ALGONQUIN
State	IL
Zip	60102-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 WILLOUGHBY FARMS SOUTH UNIT 2 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	35
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4011
Census Tract	850105

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1999 · Amount on Record
Deed Sale	Sep 7, 1999 · Amount on Record
Deed Document Number	199986102
Last Transfer Date	Jun 27, 2017
Transfer Doc	0000036094
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631

Mortgage

Document Number	0000045271
Date	Sep 12, 2022
Instrument	2022K045271

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jul 27, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042579
Date	Jun 3, 2021
Instrument	2021K042579

Lender

Name	PROPER RATE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006075
Date	Feb 14, 2019
Instrument	2019K006075

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.51%
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 13, 2017
Property Address	1861 COOPER LN, ALGONQUIN, IL 60102-6631
Document Number	0000036094
Instrument Date	Jun 27, 2017
Instrument	36094
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 COOPER LN ALGONQUIN IL 601026631, ALGONQUIN, IL 60102-6631

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,555.00 (+7.16%) Homeowner's exemption	$167,613 (+9.42%) Land $28,154 Building $139,459	$503,040 (+9.42%) Land $84,496 Building $418,544
2024		$153,183 (+11.89%) Land $25,730 Building $127,453	$459,733 (+11.94%) Land $77,221 Building $382,512
2022	$10,783.00 (+3.08%) Homeowner's exemption	$136,900 (+5.91%) Land $23,151 Building $113,749	$410,700 (+5.91%) Land $69,453 Building $341,247
2021	$10,461.00 Homeowner's exemption	$129,261 Land $21,859 Building $107,402	$387,783 Land $65,577 Building $322,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPENTERSVILLE serves 37,983 people · EPA ID IL0890200
Water Source	Groundwater
Last State Inspection	Feb 2023
Also Mapped Here	ALGONQUIN
Lead	1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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