1861 104th Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 1861 104th Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,743 sqft · built 1946
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2017)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-23-450-021`

Property Details

APN / Parcel Number

Primary APN	`70-16-23-450-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,743 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1861 104TH AVE
City	ZEELAND
State	MI
Zip	49464-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 & N 40 FT OF LOT 13 DEJONGE'S SUB
Legal Range	15W
Legal Township	5N
Legal Section	23
Legal Subdivision	JONGES SUB
Legal Block	450
Legal Lot Number	12-13
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3022
Census Tract	22206

Owner

1861 104th Ave is owned and occupied by an individual who bought it in June 2017.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1861 104TH AVE, ZEELAND, MI 49464-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Jun 20, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Document Number	201722284
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1861 104TH AVE, ZEELAND, MI 49464-1405
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 104TH AVE, ZEELAND, MI 49464-1405

Mortgage

Document Number	20240006656
Date	Mar 25, 2024
Instrument	2024-0006656

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1861 104TH AVE, ZEELAND, MI 49464-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170005074
Date	Feb 10, 2017
Instrument	2017-0005074

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 9, 2018

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 20, 2017
Property Address	1861 104TH AVE, ZEELAND, MI 49464-1405
Document Number	20170022284
Map Reference	LB10 PG54
Instrument Date	Jun 13, 2017
Instrument	2017-0022284
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,255.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3075 53RD ST, 3075, HAMILTON, MI 49419-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 104TH AVE, ZEELAND, MI 49464-1405

Mortgage

Document Number	20170022285
Date	Jun 20, 2017
Instrument	2017-0022285

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1861 104th Ave was $3,171 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,900	$309,800
2025	$3,171.00
2023		$106,100	$212,200
2022	$2,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1861 104th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997–2009)
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 104th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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