18609 E 5th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 18609 E 5th Ter N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,618 sqft · built 1963
Lot Size	0.154 acres (6,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,275 (Apr 2021)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-820-07-02`

Property Details

APN / Parcel Number

Primary APN	`16-820-07-02`
Alternative APNs	`16-820-07-02-00-0-00-000` `16820070200000001` `739714`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	693 sqft
Unfinished Basement	232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,685 sqft (0.154 acres)
Lot Dimensions	129 ft deep x 59 ft wide
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	739714
Street Address	18609 E 5TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 614
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	3
Legal Lot Number	614
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3028
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18609 E 5TH TER N, INDEPENDENCE, MO 64056-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 4, 2020	Grant Deed, Transfer · Line of Credit GREAT AMERICAN BK
Dec 3, 2018	Warranty Deed, Transfer FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	202135738
Prior Transfer Date	Jan 12, 2012
Prior Transfer Doc	00E0005450
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 5, 2021
Property Address	18609 E 5TH TER N, INDEPENDENCE, MO 64056-2020
Document Number	00E0035738
Instrument Date	Mar 30, 2021
Instrument	2021E0035738
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18609 E 5TH TER N, INDEPENDENCE, MO 64056-2020

Mortgage

Document Number	00E0035739
Date	Apr 5, 2021
Instrument	2021E0035739

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 4, 2020
Property Address	18609 E 5TH TER N, INDEPENDENCE, MO 64056-2020
Document Number	0000E67630
Instrument Date	Jul 26, 2020
Instrument	67630E
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7715 SHAWNEE MISSION PKWY OVERLAND PARK KS 662023068, OVERLAND PARK, KS 66202-3068
Investor	Possibly a Property Investor

Mortgage

Document Number	E67631
Date	Aug 4, 2020
Instrument	67631E

Lender

Name	GREAT AMERICAN BK
Type	Federal Savings Bank
Address	LAWRENCE, KS 66044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 3, 2018
Property Address	18609 E 5TH TER N, INDEPENDENCE, MO 64056-2020
Document Number	000E103099
Instrument Date	Nov 26, 2018
Instrument	103099E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N SEMINOLE DR INDEPENDENCE MO 640562240, INDEPENDENCE, MO 64056-2240
Investor	Possibly a Property Investor

Mortgage

Document Number	E104112
Date	Dec 3, 2018
Instrument	104112E

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,834 (-) Land $4,199 Building $12,635	$88,600 (-)
2025	$1,373.00 (-38.98%)	$16,834 (-40.59%) Land $4,199 Building $12,635	$88,600 (-40.59%)
2024	$2,250.00 (+0.49%)
2023	$2,239.00	$28,335 Land $2,242 Building $26,093	$149,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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