18609 E 56th St, Yale, OK 74085 Property Records

Payne County property record for 18609 E 56th St, Yale, OK 74085

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,500 sqft · built 1972
Lot Size	72.3 acres (3,152,873 sqft)
Owner	Individual Name on Record
Tax Bill	$954 (2025)
Deeds & Mortgages	Sep 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18N05E-08-1-00000-000-0002`

Property Details

APN / Parcel Number

Primary APN	`18N05E-08-1-00000-000-0002`
Alternative APNs	`600022350` `22350`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	143 sqft
Unfinished Basement	143 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	3,152,873 sqft (72.3 acres)
Shed	1 Shed
Shed Area	160 sqft
Utility Building	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22350
Street Address	18609 E 56TH ST
City	YALE
State	OK
Zip	74085-6795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	08-18N-05E A-2 (81.75ACM/L) LOTS 3-4 OF NE/4 LESS TR BEG NE/C OF LOT 4; S-321.5' W-814' N-321.5' E-814' POB
Legal Range	05E
Legal Township	18N
Legal Section	08
Legal Subdivision	18N-05E
Legal Lot Number	3,4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1000
Census Tract	11103

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18609 E 56TH ST, YALE, OK 74085-6795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000007130
Record Updated	Oct 29, 2026

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	18609 E 56TH ST, YALE, OK 74085-6795
Document Number	0024130989
Instrument Date	Sep 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18609 E 56TH ST YALE OK 740856795, YALE, OK 74085-6795

Mortgage

Document Number	0024130989
Date	Sep 8, 2017
Book Page	002413/000989
Instrument	10889

Lender

Name	SPIRIT BK
Type	Bank
Address	TULSA, OK 74119

Agreement

Term	60 Months
Due	Sep 7, 2022

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,630 (+6.09%) Land $3,166 Building $8,464	$102,021 (-37.34%) Land $27,775 Building $74,246
2025	$954.00 (+6.95%) Homeowner's exemption	$10,962 (-) Land $2,776 Building $8,186
2024	$892.00 (+1.94%) Homeowner's exemption	$10,962 (+3%) Land $2,776 Building $8,186	$162,810 (+23.16%) Land $41,240 Building $121,570
2023	$875.00 (+3.31%) Homeowner's exemption	$10,643 (+3%) Land $2,760 Building $7,883	$132,190 (+7.24%) Land $34,290 Building $97,900
2022	$847.00 Homeowner's exemption	$10,333 Land $2,874 Building $7,459	$123,260 Land $34,290 Building $88,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20