18608 Windsor Forest Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 18608 Windsor Forest Rd, Mount Airy, MD 21771

Property Summary

Property TypeRural Home
Details3.5 ba · 2,827 sqft · built 1940
Lot Size22.8 acres (997,088 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Jan 2025)
Tax Bill$7,833 (2026)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN04-324153

Property Details

APN / Parcel Number

Primary APN04-324153
Alternative APNs
  • 4324153
  • 324153

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,827 sqft Total Area
Basement Area1,802 sqft
Utility Area143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area997,088 sqft (22.8 acres)
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number324153
Street Address18608 WINDSOR FOREST RD
CityMOUNT AIRY
StateMD
Zip21771-3928
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRCDEO
Legal Description22.89 A 18608 WINDSOR FOREST RD BUGLER PROPERTY
Legal SubdivisionBUGLER PROP
JurisdictionHOWARD MD
Township / Civil Division4, LISBON
Census Block Group3
Census Block3009
Census Tract604001

Owner

18608 Windsor Forest Rd, a rural home, is owned and occupied by two individuals who bought it in January 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address18608 WINDSOR FOREST RD, MOUNT AIRY, MD 21771-3928
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2025 · Amount on File
Deed SaleJan 14, 2025 · Amount on File
Prior SaleMay 22, 2006 · Amount on File
Deed Book / Page22623 / 95
Transfer Doc0000041518
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address18608 WINDSOR FOREST RD, MOUNT AIRY, MD 21771-3928
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyADMIRAL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address18608 WINDSOR FOREST RD, MOUNT AIRY, MD 21771-3928

Mortgage

Document Number0230670487
DateJan 9, 2026
Book Page23067/487
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 18608 Windsor Forest Rd was $7,833 with a homeowner's exemption, down 5.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,833.00 (-5.74%) Homeowner's exemption$632,300 (+17.29%)$818,700 (+51.86%) Land $317,100 Building $501,600
2025$8,310.00 Homeowner's exemption$539,100 Land $222,100 Building $317,000$539,100 Land $222,100 Building $317,000
2023$478,300$539,100 Land $222,100 Building $317,000
2022$5,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18608 Windsor Forest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18608 Windsor Forest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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