18607 Phillips Rd, Brooksville, FL 34604 Property Records

Hernando County property record for 18607 Phillips Rd, Brooksville, FL 34604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1995
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Last Sale	$371,500 (May 2023)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-423-19-0000-0110-0031`

Property Details

APN / Parcel Number

Primary APN	`R32-423-19-0000-0110-0031`
Alternative APNs	`01274061` `1274061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	143,748 sqft (3.3 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01274061
Street Address	18607 PHILLIPS RD
City	BROOKSVILLE
State	FL
Zip	34604-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NE1/4 OF NE1/4 LYING E OF PHILLIPS ROAD ORB 967 PG 647 & A TR 60.8X CONTINUED
Legal Range	19E
Legal Township	23S
Legal Section	32
Legal Subdivision	ACREAGE & UNREC
Legal Tract	60
Legal Lot Number	31
Jurisdiction	HERNANDO FL
Township / Civil Division	BROOKSVILLE
Census Block Group	3
Census Block	3002
Census Tract	40302

Owner

18607 Phillips Rd is owned and occupied by an individual who bought it in May 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18607 PHILLIPS RD, BROOKSVILLE, FL 34604-6948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Sep 8, 2011
Deed Document Number	2023026082
Deed Book / Page	4293 / 189
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 4, 2023
Property Address	18607 PHILLIPS RD, BROOKSVILLE, FL 34604-6948
Document Number	0042930189
Book / Page	4293 / 189
Instrument Date	Apr 21, 2023
Instrument	2023026082
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14088 CANADA GOOSE RD, WEEKI WACHEE, FL 34614-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18607 PHILLIPS RD, BROOKSVILLE, FL 34604-6948

Mortgage

Document Number	0004293191
Date	May 4, 2023
Instrument	4293/191

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 18607 Phillips Rd was $4,145 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00 Additional exemption filed	$329,795 Land $125,235 Building $204,560	$329,795 Land $125,235 Building $204,560
2023		$133,229 Land $133,229
2022	$1,422.00		$299,709 Land $89,942 Building $209,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18607 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1985–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18607 Phillips Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000