18606 E 28th St S, Independence, MO 64057 Property Records

Jackson County property record for 18606 E 28th St S, Independence, MO 64057 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,567 sqft · built 1975
Lot Size	0.208 acres (9,057 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (May 2015)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-820-17-13`

Property Details

APN / Parcel Number

Primary APN	`25-820-17-13`
Alternative APNs	`25-820-17-13-00-0-00-000` `25820171300000001` `772316`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	869 sqft
Basement Area	1,472 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,057 sqft (0.208 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	34 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772316
Street Address	18606 E 28TH ST S
City	INDEPENDENCE
State	MO
Zip	64057-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE WOODS LOT 49
Legal Subdivision	CASTLEWOODS
Legal Block	3
Legal Lot Number	49
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3006
Census Tract	14702

Owner

Source: Jackson County records · APN 25-820-17-13

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18606 E 28TH ST S, INDEPENDENCE, MO 64057-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	Mar 25, 2009
Deed Document Number	201542735
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2026
Property Address	18606 E 28TH ST S, INDEPENDENCE, MO 64057-1604
Document Number	0000054922
Instrument Date	Jul 20, 2026
Instrument	202654922
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18606 E 28TH ST S, INDEPENDENCE, MO 64057-1604

Mortgage

Document Number	0000054923,
Date	Jul 22, 2026
Instrument	2026E54923

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+2.88%)	$37,941 (-0.26%) Land $5,825 Building $32,116	$199,690 (-0.26%)
2024	$2,635.00 (+2.33%)
2023	$2,575.00	$38,040 Land $4,562 Building $33,478	$200,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950147023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.