18605 Olney Mill Rd, Olney, MD 20832 Property Records

Montgomery County property record for 18605 Olney Mill Rd, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,060 sqft · built 1999
Lot Size	0.262 acres (11,407 sqft)
Owner	2 Individual Names on File
Last Sale	$332,840 (Oct 1999)
Tax Bill	$9,250 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-03181432`

Property Details

APN / Parcel Number

Primary APN	`08-03181432`
Alternative APNs	`0803181432 8` `03181432`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,407 sqft (0.262 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03181432
Street Address	18605 OLNEY MILL RD
City	OLNEY
State	MD
Zip	20832-1899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	OATLAND FARM
Legal Subdivision	OATLAND FARM
Legal Block	9
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1014
Census Tract	701307

Owner

18605 Olney Mill Rd is owned and occupied by two individuals who bought it in October 1999.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18605 OLNEY MILL RD, OLNEY, MD 20832-1899
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1999 · Amount on File
Deed Sale	Oct 26, 1999 · Amount on File
Deed Document Number	1999163594
Deed Book / Page	17613 / 235
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18605 OLNEY MILL RD, OLNEY, MD 20832-1899
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PINNACLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18605 OLNEY MILL RD, OLNEY, MD 20832-1899

Mortgage

Document Number	0612450240
Date	Dec 2, 2020
Book Page	61245/240

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18605 Olney Mill Rd was $9,250.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$793,633 (+4.83%)	$866,700 (+14.48%) Land $280,000 Building $586,700
2025	$9,250.00	$757,100 Land $266,700 Building $490,400	$757,100 Land $266,700 Building $490,400
2023		$672,500	$757,100 Land $266,700 Building $490,400
2022	$6,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18605 Olney Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18605 Olney Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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