18605 E 27th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18605 E 27th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 1975
Lot Size	0.199 acres (8,686 sqft)
Owner	Individual Name on Record
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-820-17-04`

Property Details

APN / Parcel Number

Primary APN	`25-820-17-04`
Alternative APNs	`25-820-17-04-00-0-00-000` `25820170400000001` `772309`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	846 sqft
Basement Area	1,560 sqft
Finished Basement	745 sqft
Unfinished Basement	815 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,686 sqft (0.199 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Deck Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772309
Street Address	18605 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE WOODS LOT 40
Legal Subdivision	CASTLEWOODS
Legal Block	3
Legal Lot Number	40
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3006
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18605 E 27TH TER S, INDEPENDENCE, MO 64057-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 2, 2023	Deed, Transfer
Jun 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023
Deed Sale	Jun 2, 2023
Prior Sale	Jan 28, 2008 · Amount on Record
Deed Document Number	202338713
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	00E0067781
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18605 E 27TH TER S, INDEPENDENCE, MO 64057-1527
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4036 OPAL DR, HENDERSONVILLE, TN 37075-2497

Mortgage

Document Number	00E0039938
Date	Jun 7, 2023
Instrument	2023E0039938

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 2, 2023
Property Address	18605 E 27TH TER S, INDEPENDENCE, MO 64057-1527
Document Number	00E0038713
Instrument Date	May 18, 2023
Instrument	2023E0038713
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18605 E 27TH TER S, INDEPENDENCE, MO 64057-1527

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jun 22, 2021
Property Address	18605 E 27TH TER S, INDEPENDENCE, MO 64057-1527
Document Number	00E0067781
Instrument Date	Jun 16, 2021
Instrument	2021E0067781
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	913 SE WOOD RIDGE CT, BLUE SPRINGS, MO 64014-5552

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,449 (-) Land $5,656 Building $33,793	$207,630 (-)
2025	$2,819.00 (-3.13%)	$39,449 (-6.09%) Land $5,656 Building $33,793	$207,630 (-6.09%)
2024	$2,910.00 (+2.32%)
2023	$2,844.00	$42,009 Land $4,615 Building $37,394	$221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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