18605 Brady Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 18605 Brady Rd, Oakley, MI 48649

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,161 sqft · built 1980
Lot Size9.22 acres (401,623 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jul 2021)
Tax Bill$3,613 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-09-2-18-2001-001

Property Details

APN / Parcel Number

Primary APN07-09-2-18-2001-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft
Basement Area1,161 sqft
Finished Basement1,161 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area401,623 sqft (9.22 acres)
Garage Area868 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area68 sqft
Patio Area129 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address18605 BRADY RD
CityOAKLEY
StateMI
Zip48649-7701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionCOM AT N 1/4 CORN TH S 57.41 FT TO C/L OF BRADY RD (M57) TH S86DEG 07MIN 18 SECONDS W 43.39 FT TO POB OF THIS DESC TH S
Legal Range02E
Legal Township09N
Legal Section18
JurisdictionSAGINAW MI
Township / Civil DivisionBRADY
Census Block Group3
Census Block3031
Census Tract12500

Owner

18605 Brady Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address18605 BRADY RD, OAKLEY, MI 48649-7701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Warranty Deed, Transfer · Conventional Mortgage
WANIGAS CU
Jul 12, 2021Intrafamily Transfer, Transfer
Jul 12, 2021Intrafamily Transfer, Transfer
MICHIGAN LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2021 · Amount on File
Deed SaleJul 12, 2021 · Amount on File
Deed Document Number202123820
Prior Transfer DateMar 4, 2019
Prior Transfer Doc2021023816
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 12, 2021
Property Address18605 BRADY RD, OAKLEY, MI 48649-7701
Document Number2021023820
Instrument DateJul 1, 2021
Instrument2021023820
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyCROSSROADS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,762.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14344 RAUCHOLZ RD, 14344, CHESANING, MI 48616-9556

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 COLE RD, SAGINAW, MI 48601-9335

Mortgage

Document Number2021023821
DateJul 12, 2021
Instrument2021023821
Lender
NameWANIGAS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateJul 12, 2021
Property Address18605 BRADY RD, OAKLEY, MI 48649-7701
Document Number2021023816
Instrument DateMar 4, 2019
Instrument2021023816
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18605 BRADY RD, OAKLEY, MI 48649-7701

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateJul 12, 2021
Property Address18605 BRADY RD, OAKLEY, MI 48649-7701
Document Number2021023818
Instrument DateMar 4, 2019
Instrument2021023818
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyMICHIGAN LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18605 BRADY RD, OAKLEY, MI 48649-7701

Tax Assessment & Valuation

The 2025 property tax bill for 18605 Brady Rd was $3,613 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrady Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,200 (-2.86%)$244,400 (-2.86%)
2025$3,613.00 Homeowner's exemption$125,800$251,600
2023$99,800$199,600
2022$3,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18605 Brady Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18605 Brady Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westphalia Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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