18604 78th Ave, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 18604 78th Ave, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,540 sqft · built 1958
Lot Size	0.603 acres (26,267 sqft)
Owner	Individual Name on File
Tax Bill	$6,499 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22908-3612-6213-0330`

Property Details

APN / Parcel Number

Primary APN	`22908-3612-6213-0330`
Alternative APN	`034 2352`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Roof Material	Asphalt
Lot Area	26,267 sqft (0.603 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 2352
Street Address	18604 78TH AVE
City	CHIPPEWA FALLS
State	WI
Zip	54729-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE HARBOR LOTS 30 & 31 BLK 3 IN SEC.25 & 36
Legal Range	08W
Legal Township	29N
Legal Section	36
Legal Subdivision	PINE HARBOR
Legal Block	3
Legal Lot Number	30-31
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1009
Census Tract	10700

Owner

18604 78th Ave is owned and occupied by an individual who acquired it in October 2023.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZEN STATE BANK OF LA CROSSE
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ASSOCIATED BANK NA
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ASSOCIATED BANK NA
Oct 29, 2018	Warranty Deed, Transfer ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023
Deed Sale	Oct 2, 2023
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	945119
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 2, 2023
Property Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Document Number	0000945119
Instrument Date	Sep 29, 2023
Instrument	945119
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	924304
Date	Oct 8, 2021
Instrument	924304

Lender

Name	CITIZEN STATE BANK OF LA CROSSE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	897959
Date	Feb 14, 2020
Instrument	897959

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	899668
Date	Apr 14, 2020
Instrument	899668

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 29, 2018
Property Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273
Document Number	000000883458
Instrument Date	Oct 22, 2018
Instrument	000000883458
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18604 78TH AVE, CHIPPEWA FALLS, WI 54729-8273

Mortgage

Document Number	000000883459
Date	Oct 29, 2018
Instrument	000000883459

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18604 78th Ave was $6,499 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,499.00 Homeowner's exemption	$687,000 Land $387,300 Building $299,700	$766,600
2023	$6,262.00 (+24.62%) Homeowner's exemption	$681,300 (+104.35%) Land $387,300 Building $294,000	$694,300 (+32.63%)
2022	$5,025.00 Homeowner's exemption	$333,400 Land $198,000 Building $135,400	$523,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18604 78th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18604 78th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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