18603 Doves Crest Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18603 Doves Crest Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,265 sqft · built 2017
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on File
Last Sale	$738,000 (Dec 2018)
Tax Bill	$7,782 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-122-49`

Property Details

APN / Parcel Number

Primary APN	`007-122-49`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,265 sqft Heated Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,300 sqft (0.305 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-122-49
Street Address	18603 DOVES CREST RD
City	CORNELIUS
State	NC
Zip	28031-0349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP(CZ)
Legal Description	L37 M60-342
Legal Subdivision	BEVERLY PH I
Legal Lot Number	37
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1075
Census Tract	6409

Owner

18603 Doves Crest Rd is owned and occupied by an individual who bought it in December 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 18, 2022	Deed of Trust, Mortgage · SBA Mortgage CADENCE BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Deed Document Number	0033187991
Deed Book / Page	33187 / 991
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111662
Date	Jun 7, 2021
Book Page	36154/196
Instrument	2021111662

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349

Mortgage

Document Number	0000104926
Date	Jul 18, 2022
Book Page	37506/711
Instrument	2022104926

Lender

Name	CADENCE BANK NA
Type	Bank
Address	DULUTH, GA 30097

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349

Mortgage

Document Number	0000168197
Date	Oct 13, 2020
Book Page	35170/742
Instrument	2020168197

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 21, 2018
Property Address	18603 DOVES CREST RD, CORNELIUS, NC 28031-0349
Document Number	0000157496
Book / Page	33187 / 991
Map Reference	MB60 PG342
Instrument Date	Nov 19, 2018
Instrument	2018157496
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 JOHN F KENNEDY BLVD, 1819, PHILADELPHIA, PA 19103-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18603 DOVES CREST ROAD, PHILADELPHIA, PA 19103

Mortgage

Document Number	0000157497
Date	Dec 21, 2018
Instrument	2018157497

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18603 Doves Crest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18603 Doves Crest Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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