Montgomery County property record for 18603 Clovercrest Cir, Olney, MD 20832
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,320 sqft · built 1992 |
| Lot Size | 0.04 acres (1,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,000 (Oct 1995) |
| Tax Bill | $4,704 (2025) |
| Deeds & Mortgages | May 2024 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02925945 |
| Primary APN | 08-02925945 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,510 sqft |
| 1st Floor Area | 680 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,720 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02925945 |
|---|---|
| Street Address | 18603 CLOVERCREST CIR |
| City | OLNEY |
| State | MD |
| Zip | 20832-3058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RE2 |
| Legal Description | JAMES CREEK |
| Legal Subdivision | JAMES CREEK |
| Legal Block | D |
| Legal Lot Number | 107 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 701315 |
18603 Clovercrest Cir, a townhouse, is owned and occupied by an individual who acquired it in March 2024.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18603 CLOVERCREST CIR, OLNEY, MD 20832-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2024 | Intrafamily Transfer, Transfer |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 1995 · Amount on File |
| Deed Sale | Oct 2, 1995 · Amount on File |
| Deed Book / Page | 13663 / 351 |
| Last Transfer Date | Mar 20, 2024 |
| Transfer Doc | 0679590443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 2, 2024 |
| Property Address | 18603 CLOVERCREST CIR, OLNEY, MD 20832-3058 |
| Document Number | 0679590443 |
| Book / Page | 67959 / 443 |
| Map Reference | MB 161 PL 18258 |
| Instrument Date | Mar 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18603 CLOVERCREST CIR, OLNEY, MD 20832-3058 |
| Name | Verified Name |
|---|---|
| Address | 18603 CLOVERCREST CIR, OLNEY, MD 20832-3058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18603 CLOVERCREST CIR, OLNEY, MD 20832-3058 |
| Document Number | 0593220302 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 18603 CLOVERCREST CIR OLNEY MD 208323058, OLNEY, MD 20832-3058 |
| Document Number | 0593220302 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 059322/000302 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 18603 Clovercrest Cir was $4,704, down 5.3% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,000 (+7.07%) Land $158,400 Building $300,600 | $459,000 (-) Land $158,400 Building $300,600 | |
| 2025 | $4,704.00 (-5.26%) | $428,700 | $459,000 Land $158,400 Building $300,600 |
| 2024 | $4,965.00 | ||
| 2023 | $368,100 Land $158,400 Building $209,700 | $368,100 Land $158,400 Building $209,700 | |
| 2022 | $3,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18603 Clovercrest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18603 Clovercrest Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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