18601 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 18601 Geraci Rd, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,967 sqft · built 2003
Lot Size	0.893 acres (38,908 sqft)
Owner	2 Individual Names on File
Last Sale	$997,000 (Sep 2024)
Tax Bill	$13,959 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013502-0050`

Property Details

APN / Parcel Number

Primary APN	`013502-0050`
Alternative APN	`U112718ZZZ000000529800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,967 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	696 sqft
2nd Floor Area	1,410 sqft
Upper Floors Area	20 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,908 sqft (0.893 acres)
Lot Dimensions	200 ft deep x 81 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	1,304 sqft
Patio Area	290 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0135020050
Street Address	18601 GERACI RD
City	LUTZ
State	FL
Zip	33548-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	COMM AT SW COR OF SEC 11-27-18 THN N 00 DEG 00 MIN 40 SEC W 240.79 FT ALG W BDRY OF SEC 11 TO THE NLY R/W OF GERACI RD THN N 89 DEG 22 MIN 11 SEC E 38.76 FT TO POB THN N 01 DEG 41 MIN 04 SEC E 386.36 FT THN N 68 DEG 29 MIN 55 SEC E 42.94 FT THN N 64
Legal Range	18E
Legal Township	27S
Legal Section	11
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Lot Number	52980
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2002
Census Tract	11103

Owner

18601 Geraci Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18601 GERACI RD, LUTZ, FL 33548-4986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Jan 7, 2013 · Amount on File
Deed Document Number	2024374424
Prior Transfer Date	Mar 7, 2011
Prior Transfer Doc	0000079586
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 6, 2024
Property Address	18601 GERACI RD, LUTZ, FL 33548-4986
Document Number	0000374424
Instrument Date	Aug 29, 2024
Instrument	2024374424
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,979.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1426 HOUNDS HOLLOW CT, LUTZ, FL 33549-5700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18601 GERACI RD, LUTZ, FL 33548-4986

Mortgage

Document Number	0000374425
Date	Sep 6, 2024
Instrument	2024374425

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 18601 Geraci Rd was $13,959 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,035 (-0.77%) Land $206,017 Building $564,018	$770,035 (-0.77%) Land $206,017 Building $564,018
2025	$13,959.00 Homeowner's exemption	$776,026 Land $203,227 Building $572,799	$776,026 Land $203,227 Building $572,799
2023	$5,180.00 (+4.31%) Homeowner's exemption	$312,233 (+3%)	$477,123 (-0.66%) Land $157,209 Building $319,914
2022	$4,966.00 Homeowner's exemption	$303,139	$480,275 Land $155,194 Building $325,081

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18601 Geraci Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	13 (1988–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18601 Geraci Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20