18600 E Wilderness Rd, West Union, IL 62477 Property Records

Clark County property record for 18600 E Wilderness Rd, West Union, IL 62477

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,350 sqft · built 1929
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Apr 2025)
Tax Bill	$2,247 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-07-00-400-010`

Property Details

APN / Parcel Number

Primary APN	`15-19-07-00-400-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,350 sqft Living Area
Basement Area	912 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	522,720 sqft (12 acres)
Garage Type	Detached
Garage Area	4,800 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18600 E WILDERNESS RD
City	WEST UNION
State	IL
Zip	62477-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 NORTH & EAST CREEK & SOUTH OF ROAD (12.0 ACRES) 1H,1G,1G
Legal Subdivision	EAST OF MILL CREEK
Jurisdiction	CLARK IL
Township / Civil Division	YORK
Census Block Group	6
Census Block	6024
Census Tract	60100

Owner

18600 E Wilderness Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Clark County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Apr 1, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 11, 2018	Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Deed Document Number	2025645
Deed Book / Page	327 / 517
Prior Transfer Date	Dec 5, 2012
Prior Transfer Doc	0295/0740
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523

Mortgage

Document Number	000700/365
Date	Jan 6, 2026
Book Page	700/365
Instrument	2026-00000010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	5.75%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523

Mortgage

Document Number	000679/179
Date	Aug 28, 2023
Book Page	679/179
Instrument	2023-00001419

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523

Mortgage

Document Number	000665/695
Date	Feb 9, 2022
Book Page	665/695
Instrument	2022-00000258

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639/346
Date	Apr 1, 2020
Book Page	639/346
Instrument	2020-00000467

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK IL
Recording Date	Oct 11, 2018
Property Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523
Document Number	0309/0474
Book / Page	0309 / 0474
Instrument Date	Aug 14, 2018
Instrument	2018-00002129
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SERVICES I

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 E WILDERNESS RD, WEST UNION, IL 62477-2523

Mortgage

Document Number	201800002130
Date	Oct 11, 2018
Instrument	2018-00002130

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clark County
County Subdivision	York Township
Unified School District	Marshall Community Unit School District 2C (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,247.00	$42,337 Land $13,658 Building $28,679	$127,011 Land $40,974 Building $86,037
2022	$2,072.00 Homeowner's exemption	$37,801 Land $12,195 Building $25,606	$113,403 Land $36,585 Building $76,818

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18600 E Wilderness Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (2003–2018)
Claims Outside the SFHA	11 of 15
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18600 E Wilderness Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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