1860 Wayne Cir, San Jose, CA 95131 Property Records

Santa Clara County property record for 1860 Wayne Cir, San Jose, CA 95131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,825 sqft · built 1999
Lot Size	0.059 acres (2,565 sqft)
Owner	Trust Name on File
Last Sale	$395,000 (Jun 1999)
Tax Bill	$9,180 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2017 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`244-41-039`

Property Details

APN / Parcel Number

Primary APN	`244-41-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	755 sqft
2nd Floor Area	1,070 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,565 sqft (0.059 acres)
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1860 WAYNE CIR
City	SAN JOSE
State	CA
Zip	95131-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 9032 BOOK 699 PAGE 37 PAGE 39 LOT 49
Legal Subdivision	TRACT NO 9032
Legal Tract	9032
Legal Lot Number	49
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	504322

Owner

1860 Wayne Cir is owner-occupied and held in a trust since January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 1999 · Amount on File
Deed Sale	Jun 3, 1999 · Amount on File
Deed Document Number	199914841113
Last Transfer Date	Jan 8, 2021
Transfer Doc	0024806513
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 26, 2022
Property Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908
Document Number	0025377567
Map Reference	MB 699 PG 37-39
Instrument Date	Aug 27, 2022
Instrument	25377567
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023745430
Date	Sep 6, 2017
Instrument	23745430

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 28, 2021
Property Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908
Document Number	0024806513
Map Reference	MB 699 PG 37-39
Instrument Date	Jan 8, 2021
Instrument	24806513
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 WAYNE CIR, SAN JOSE, CA 95131-3908

Mortgage

Document Number	0024806514
Date	Jan 28, 2021
Instrument	24806514

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Wayne Cir was $9,180.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Orchard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,448 (+2%) Land $311,805 Building $319,643
2025	$9,180.00	$619,068 Land $305,692 Building $313,376
2023	$8,773.00 (+0.65%)	$595,031 Land $293,823 Building $301,208
2022	$8,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1860 Wayne Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1860 Wayne Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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