Monroe County property record for 1860 W Rauch Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,052 sqft · built 1975 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,500 (Aug 2026) |
| Tax Bill | $2,281 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-033-018-20 |
| Primary APN | 08-033-018-20 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1860 W RAUCH RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | 2020R11496 2018R21545 2015R08933 688-157 1136-328 SEC 33 T7S R7E 1.65 A COM AT A PT 1091.1 FT N 89 DEG 48'26"W FR SE COR OF |
| Legal Range | 07E |
| Legal Township | 07S |
| Legal Section | 33 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | IDA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 832800 |
1860 W Rauch Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 15, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MONROE COUNTY COMMUNITY CU |
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Nov 28, 2018 · Amount on File |
| Deed Document Number | 202614676 |
| Prior Transfer Date | Jun 9, 2020 |
| Prior Transfer Doc | 0000011496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 20, 2026 |
| Property Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Document Number | 0000014676 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202614676 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | LAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF MONROE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213,993.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014518, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202614518 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 18, 2026 |
| Property Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Document Number | 0000014518 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202614518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000014518, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202614518 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 15, 2020 |
| Property Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Document Number | 2020R11496 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 2020R11496 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Document Number | 2020R11497 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020R11497 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 28, 2018 |
| Property Address | 1860 W RAUCH RD, TEMPERANCE, MI 48182-9614 |
| Document Number | 0000021545 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 21545 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1860 W RAUCH RD TEMPERANCE MI 481829614, TEMPERANCE, MI 48182-9614 |
| Document Number | 21546 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 21546 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2048 |
The 2025 property tax bill for 1860 W Rauch Rd was $2,281 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ida Township |
| Unified School District | Ida Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,200 (+2.06%) Land $21,700 Building $87,500 | $218,400 (+2.06%) Land $43,400 Building $175,000 | |
| 2025 | $2,281.00 Homeowner's exemption | $107,000 Land $20,400 Building $86,600 | $214,000 Land $40,800 Building $173,200 |
| 2023 | $1,749.00 Homeowner's exemption | $87,800 | $175,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1860 W Rauch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1989–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1860 W Rauch Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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