1860 Upper Mill Creek Rd, Noel, MO 64854 Property Records

McDonald County property record for 1860 Upper Mill Creek Rd, Noel, MO 64854

Property Summary

Property Type	Single Family Home
Details	3,837 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$302,800 (Nov 2019)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-9.0-29-000-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`16-9.0-29-000-000-001.002`

Interior

Building Area	3,837 sqft Adjusted Area
1st Floor Area	2,374 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1860 UPPER MILL CREEK RD
City	NOEL
State	MO
Zip	64854-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW1/4 NE1/4 COMM AT NW COR NW1/4 NE1/4 TH S 577.88' ETC
Legal Range	32W
Legal Township	21N
Legal Section	29
Jurisdiction	MCDONALD MO
Township / Civil Division	PINEVILLE SOUTH
Census Block Group	1
Census Block	1026
Census Tract	70300

Owner

1860 Upper Mill Creek Rd is owned and occupied by two individuals who bought it in November 2019.

Source: McDonald County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1860 UPPER MILL CREEK RD, NOEL, MO 64854-9288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 13, 2020	Intrafamily Transfer, Transfer
Nov 15, 2019	Intrafamily Transfer, Transfer · Construction Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Deed Book / Page	2019 / 2793
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	02019/2793
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	1860 UPPER MILL CREEK RD, NOEL, MO 64854-9288
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2628
Date	Sep 29, 2020
Book Page	2020/2628

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONALD MO
Recording Date	Oct 13, 2020
Property Address	1860 UPPER MILL CREEK RD, NOEL, MO 64854-9288
Document Number	02020/2787
Book / Page	2020 / 2787
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 UPPER MILL CREEK RD, NOEL, MO 64854-9288

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONALD MO
Recording Date	Nov 15, 2019
Property Address	1860 UPPER MILL CREEK RD, NOEL, MO 64854-9288
Document Number	02019/2793
Book / Page	2019 / 2793
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WACO TITLE COMPANY PINEVILLE, WACO TITLE CO PINEVILLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13598 RADDER LN, GRAVETTE, AR 72736-6602

Mortgage

Document Number	0020192794
Date	Nov 15, 2019
Instrument	2019/2794

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Upper Mill Creek Rd was $2,636, up 9% from the year before.

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,270 (-)	$348,790 (-) Land $8,440 Building $340,350
2025	$2,636.00 (+8.97%)	$66,270	$348,790 Land $8,440 Building $340,350
2024	$2,419.00 (+0.04%)
2023	$2,418.00	$61,020	$321,140 Land $8,040 Building $313,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1860 Upper Mill Creek Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (2011–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms, Straight-line Winds And Flooding, Aug 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Upper Mill Creek Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 97.9% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MC DONALD COUNTY PWSD 3 serves 600 people · EPA ID MO5021168
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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