1860 Talledaga Trl, Hernando, MS 38632 Property Records

DeSoto County property record for 1860 Talledaga Trl, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,769 sqft · built 2004
Lot Size	0.625 acres (27,223 sqft)
Owner	Individual Name on Record
Last Sale	$337,900 (Sep 2025)
Tax Bill	$198 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-3-07-03-0-00083-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-3-07-03-0-00083-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,769 sqft Adjusted Area
1st Floor Area	1,392 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,223 sqft (0.625 acres)
Lot Dimensions	200 ft deep x 210 ft wide

Location & Zoning

Street Address	1860 TALLEDAGA TRL
City	HERNANDO
State	MS
Zip	38632-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	CHICKASAW BLUFF LAKES S-D SEC LOT 83
Legal Range	009
Legal Township	03S
Legal Section	07
Legal Subdivision	CHICKASAW BLUFF LAKES S-D
Legal Lot Number	83
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	71200

Owner

Source: DeSoto County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1860 TALLEDAGA TRL, HERNANDO, MS 38632-4426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	2025
Deed Book / Page	1025 / 17066
Prior Transfer Date	Jun 27, 2023
Prior Transfer Doc	1023011389
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1860 TALLEDAGA TRL, HERNANDO, MS 38632-4426
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 TALLEDAGA TRL, HERNANDO, MS 38632-4426

Mortgage

Document Number	5662/91824
Date	Sep 8, 2025
Book Page	5662/91824

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1860 TALLEDAGA TRL, HERNANDO, MS 38632-4426
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004633/272
Date	Nov 7, 2018
Book Page	4633/272

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$198.00 (-17.15%)	$9,875 (-) Land $2,000 Building $7,875	$98,749 (-) Land $20,000 Building $78,749
2023	$239.00	$9,875	$98,749 Land $20,000 Building $78,749

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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