1860 Shell Rd, Hendersonville, TN 37075 Property Records

Sumner County property record for 1860 Shell Rd, Hendersonville, TN 37075

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,544 sqft · built 1985
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2019)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083117 04505`

Property Details

APN / Parcel Number

Primary APN	`083117 04505`
Alternative APN	`117 04505`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	1,455 sqft
Upper Floors Area	1,089 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	696 sqft
Driveway	Driveway
Driveway Area	2,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	770 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1860 SHELL RD
City	HENDERSONVILLE
State	TN
Zip	37075-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: L00
Legal Subdivision	DRWY ADD
Jurisdiction	SUMNER TN
Township / Civil Division	11
Census Block Group	1
Census Block	1010
Census Tract	21005

Owner

1860 Shell Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Sumner County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE FINANCIAL CU
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Mar 26, 2019	Warranty Deed, Transfer MERIDIAN CAP GRP LLC
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOVAHM BUYERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Mar 26, 2019 · Amount on File
Deed Document Number	1289107
Deed Book / Page	5070 / 335
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415

Mortgage

Document Number	0066830294
Date	Sep 19, 2025
Book Page	6683/294
Instrument	1527569

Lender

Name	CORNERSTONE FINANCIAL CU
Type	Credit Union
Address	NASHVILLE, TN 37212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053070407
Date	Aug 13, 2020
Book Page	5307/407
Instrument	1323797

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Nov 5, 2019
Property Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Document Number	0050700335
Book / Page	005070 / 000335
Instrument Date	Oct 31, 2019
Instrument	1289107
Transaction Type	Transfer
Record Updated	Dec 2, 2019
Title Company	CLOSING COMPANY TITLE AND ESCROW LLC, CLOSING CO TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1860 SHELL RD HENDERSONVILLE TN 370758415, HENDERSONVILLE, TN 37075-8415

Mortgage

Document Number	50700337
Date	Nov 5, 2019
Book Page	005070/000337
Instrument	1289108

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 4, 2024

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 26, 2019
Property Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Document Number	0049130415
Book / Page	004913 / 000415
Instrument Date	Mar 22, 2019
Instrument	1263234
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	CLOSING COMPANY TITLE AND ESCROW LLC, CLOSING CO TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3612 DOVE CREEK RD ANTIOCH TN 370134941, ANTIOCH, TN 37013-4941

Mortgage

Document Number	49130417
Date	Mar 26, 2019
Book Page	004913/000417
Instrument	1263235

Lender

Name	MERIDIAN CAP GRP LLC
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1860 SHELL RD, HENDERSONVILLE, TN 37075-8415
Document Number	0049910094
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	CLOSING COMPANY TITLE AND ESCROW LLC, CLOSING CO TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1860 SHELL RD HENDERSONVILLE TN 370758415, HENDERSONVILLE, TN 37075-8415
Investor	Possibly a Property Investor

Mortgage

Document Number	0049910094
Date	Jul 25, 2019
Book Page	004991/000094
Instrument	1276624

Lender

Name	NOVAHM BUYERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Shell Rd was $1,721.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00	$121,100 Land $28,450 Building $92,650
2024			$484,400 Land $113,800 Building $370,600
2023	$1,537.00 (-0.45%)	$68,250 (-) Land $23,525 Building $44,725
2022	$1,544.00	$68,250 Land $23,525 Building $44,725
2021			$273,000 Land $94,100 Building $178,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1860 Shell Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Shell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Shell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures