1860 Robert St, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 1860 Robert St, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 1993
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2026)
Tax Bill	$13,276 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-04-123-005`

Property Details

APN / Parcel Number

Primary APN	`09-12-04-123-005`
Alternative APN	`1204123005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Basement Area	1,147 sqft
Unfinished Basement	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1860 ROBERT ST
City	ANN ARBOR
State	MI
Zip	48104-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 22 PACKARD HILLS SUB
Legal Range	06E
Legal Township	03S
Legal Section	04
Legal Subdivision	PACKARD HILLS SUBDIVISION
Legal Block	123
Legal Lot Number	22
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	3
Census Block	3008
Census Tract	405200

Owner

1860 Robert St is owned and occupied by two individuals who bought it in May 2026.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 MARK HANNAH PL, ANN ARBOR, MI 48103-3763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Oct 10, 2017	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	20266794692
Deed Book / Page	5627 / 696
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0006147839
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 4, 2026
Property Address	1860 ROBERT ST, ANN ARBOR, MI 48104-6311
Document Number	0006794692
Book / Page	5627 / 696
Instrument Date	May 1, 2026
Instrument	2026.6794692
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$492,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MARK HANNAH PL, ANN ARBOR, MI 48103-3763

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1860 ROBERT ST, ANN ARBOR, MI 48104-6311
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006571944
Date	Feb 12, 2021
Book Page	5405/116
Instrument	6571944

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Oct 10, 2017
Property Address	1860 ROBERT ST, ANN ARBOR, MI 48104-6311
Document Number	0006394246
Book / Page	005227 / 000569
Instrument Date	Aug 31, 2017
Instrument	6394246
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4601 KKKORY POINTE YPSILANTI MI 48197, YPSILANTI, MI 48197

Mortgage

Document Number	6394599
Date	Oct 10, 2017
Book Page	005227/000921
Instrument	6394599

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Robert St was $13,276 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,400 (+3.75%)	$674,800 (+3.75%)
2025	$13,276.00 Homeowner's exemption	$325,200	$650,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Robert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Robert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, T-Mobile, Verizon.

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