1860 River St, Rhinelander, WI 54501 Property Records

Oneida County property record for 1860 River St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$139,500 (Dec 2021)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NE 405 7`

Property Details

APN / Parcel Number

Primary APN	`NE 405 7`

Exterior

Lot Area	81,022 sqft (1.86 acres)

Location & Zoning

Street Address	1860 RIVER ST
City	RHINELANDER
State	WI
Zip	54501-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 828871/749161PT SW SW 1.86CA/-SA W 100' OF E 200' S OF RR R-O-W
Legal Range	08E
Legal Township	37N
Legal Section	36
Jurisdiction	ONEIDA WI
Township / Civil Division	NEWBOLD
Census Block Group	2
Census Block	2025
Census Tract	970601

Owner

1860 River St is owned and occupied by an individual who bought it in December 2021.

Source: Oneida County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1860 RIVER ST, RHINELANDER, WI 54501-2454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU
Dec 22, 2017	Warranty Deed, Transfer · Conventional Mortgage RIVER VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	2021828871
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Jun 2, 2026
Property Address	1860 RIVER ST, RHINELANDER, WI 54501-2454
Document Number	0000871917
Instrument Date	May 26, 2026
Instrument	2026871917
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 RIVER ST, RHINELANDER, WI 54501-2454

Mortgage

Document Number	0000871917,
Date	Jun 2, 2026
Instrument	2026871917

Lender

Name	ADVANTAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2036

Interest

Rate	6.3%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	1860 RIVER ST, RHINELANDER, WI 54501-2454
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840754
Date	Jan 30, 2023
Instrument	840754

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 15, 2021
Property Address	1860 RIVER ST, RHINELANDER, WI 54501-2454
Document Number	0000828871
Instrument Date	Dec 10, 2021
Instrument	828871
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 RIVER ST, RHINELANDER, WI 54501-2454

Mortgage

Document Number	0000828872
Date	Dec 15, 2021
Instrument	828872

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 22, 2017
Property Address	1860 RIVER ST, RHINELANDER, WI 54501-2454
Document Number	0000778603
Instrument Date	Dec 21, 2017
Instrument	778603
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778604
Date	Dec 22, 2017
Instrument	778604

Lender

Name	RIVER VALLEY BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1860 River St was $2,041 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Newbold Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00	$126,500 Land $32,900 Building $93,600	$190,956 Land $49,664 Building $141,292
2023	$1,748.00 Homeowner's exemption	$126,500 Land $32,900 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bug Tussel Wireless, T-Mobile.

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