1860 Poplar Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1860 Poplar Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,999 sqft · built 1991
Lot Size	0.686 acres (29,900 sqft)
Owner	2 Company Names on File
Last Sale	$606,000 (Oct 2020)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-746-10484800`

Property Details

APN / Parcel Number

Primary APN	`02-746-10484800`
Alternative APNs	`274610484800` `74610484800`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,999 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	910 sqft
Finished Basement	910 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,900 sqft (0.686 acres)
Porch	Open Porch
Porch Area	30 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	74610484800
Street Address	1860 POPLAR RD
City	ANNAPOLIS
State	MD
Zip	21401-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 21R BK 8 SEVERN GROVE
Legal Subdivision	SEVERN GROVE
Legal Block	8
Legal Lot Number	21R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

1860 Poplar Rd is owned by a company that bought it in October 2020 and is owner-occupied.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	1860 POPLAR RD, ANNAPOLIS, MD 21401-2923
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Oct 29, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Nov 21, 2014 · Amount on File
Deed Book / Page	35497 / 128
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1860 POPLAR RD, ANNAPOLIS, MD 21401-2923
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341170369
Date	Jan 27, 2020
Book Page	34117/369

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	11th District COF
Max Rate	8.12%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 29, 2020
Property Address	1860 POPLAR RD, ANNAPOLIS, MD 21401-2923
Document Number	0354970128
Book / Page	035497 / 000128
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	LIBERTY TITLE, LIBERTY TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1860 POPLAR RD ANNAPOLIS MD 214012923, ANNAPOLIS, MD 21401-2923

Mortgage

Document Number	354970134
Date	Oct 29, 2020
Book Page	035497/000134

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Poplar Rd was $6,139 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,833	$714,100 Land $308,400 Building $405,700
2025	$6,139.00
2023	$4,884.00 Homeowner's exemption	$510,900	$662,700 Land $308,400 Building $354,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Poplar Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Poplar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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