1860 Pettis Rd, Chipley, FL 32428 Property Records

Washington County property record for 1860 Pettis Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1977
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Jan 2018)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000032650003`

Property Details

APN / Parcel Number

Primary APN	`000032650003`
Alternative APNs	`00000000-00-3265-0003` `32650003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1860 PETTIS RD
City	CHIPLEY
State	FL
Zip	32428-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 2 14 1.8 ORB 1108 P 532 N. 170 OF SE1/4 OF NW1/4 OF SE1/4 E. OF HWY BEG 170S OF NEC, RUN W.210,S.40,E.210 N.40 TO POB AS DESC IN ORB 1108 P 532, ORB 1276 P 586
Legal Range	14W
Legal Township	02S
Legal Section	12
Legal Block	3
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1091
Census Tract	970303

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 PETTIS RD, CHIPLEY, FL 32428-7900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Correction Deed
Jun 20, 2023	Intrafamily Transfer, Transfer
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	201867000368
Deed Book / Page	1108 / 532
Last Transfer Date	Jun 27, 2023
Transfer Doc	0067004575
Record Updated	Jun 8, 2026

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 5, 2023
Property Address	1860 PETTIS RD, CHIPLEY, FL 32428-7900
Document Number	0067004575
Book / Page	1276 / 586
Instrument Date	Jun 27, 2023
Instrument	202367004575
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 70639, ALBANY, GA 31708-0639

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jun 20, 2023
Property Address	1860 PETTIS RD, CHIPLEY, FL 32428-7900
Document Number	0067004243
Book / Page	1275 / 393
Instrument Date	Jun 15, 2023
Instrument	202367004243
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 70639, ALBANY, GA 31708-0639

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 16, 2018
Property Address	1860 PETTIS RD, CHIPLEY, FL 32428-7900
Document Number	0067000368
Book / Page	001108 / 000532
Instrument Date	Jan 16, 2018
Instrument	67000368
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 PETTIS RD CHIPLEY FL 324287900, CHIPLEY, FL 32428-7900

Mortgage

Document Number	67000369
Date	Jan 16, 2018
Book Page	001108/000534
Instrument	67000369

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (+6.73%) Homeowner's exemption	$179,470 (+2.9%)	$192,473 (+10.36%) Land $13,320 Building $179,153
2024	$1,799.00 (+3.09%) Homeowner's exemption	$174,412 (+25.74%) Land $11,700 Building $162,712	$174,412 (+25.74%) Land $11,700 Building $162,712
2023	$1,745.00 (+8.86%)	$138,712 (+9.26%) Land $11,700 Building $127,012	$138,712 (+9.26%) Land $11,700 Building $127,012
2022	$1,603.00	$126,952 Land $10,800 Building $116,152	$126,952 Land $10,800 Building $116,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

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