1860 Persimmon Dr, Reading, PA 19608 Property Records

Berks County property record for 1860 Persimmon Dr, Reading, PA 19608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,934 sqft · built 1984
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$329,900 (Aug 2022)
Tax Bill$2,434 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4385-10-45-0461

Property Details

APN / Parcel Number

Primary APN4385-10-45-0461
Alternative APNs
  • 80-4385-10-45-0461
  • 80520042
  • 520042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,934 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80520042
Street Address1860 PERSIMMON DR
CityREADING
StatePA
Zip19608-9490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGRINGS HILL ESTATES SEC 02
Legal Block45
Legal Lot Number1
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group1
Census Block1008
Census Tract10804

Owner

1860 Persimmon Dr is owned and occupied by an individual who bought it in August 2022.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1860 PERSIMMON DR, READING, PA 19608-9490
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST CMNWLT FEDERAL CREDIT UNION
Aug 15, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on File
Deed SaleAug 15, 2022 · Amount on File
Prior SaleApr 28, 2010 · Amount on File
Deed Document Number202232970
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Recording DateApr 13, 2026
Property Address1860 PERSIMMON DR, READING, PA 19608-9490
Document Number0000010917
Instrument DateMar 20, 2026
Instrument202610917
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 PERSIMMON DR, READING, PA 19608-9490

Mortgage

Document Number0000010917,
DateApr 13, 2026
Instrument202610917
Lender
NameFIRST CMNWLT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueMar 15, 2031
Interest
Rate6.01%
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 15, 2022
Property Address1860 PERSIMMON DR, SINKING SPRING, PA 19608-9490
Document Number0000032970
Map ReferenceVOL 79 PG 27
Instrument DateAug 15, 2022
Instrument2022032970
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyWYOMISSING ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,299.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 PERSIMMON DR, SINKING SPRING, PA 19608-9490

Mortgage

Document Number0000032971
DateAug 15, 2022
Instrument2022032971
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1860 Persimmon Dr was $2,434 with a homeowner's exemption, up 1.2% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,434.00 (+1.25%) Homeowner's exemption$131,700 (-) Land $27,000 Building $104,700$27,000 (-) Land $27,000
2025$2,404.00 (+15.02%) Homeowner's exemption$131,700 (-) Land $27,000 Building $104,700$27,000 Land $27,000
2024$2,090.00$131,700 Land $27,000 Building $104,700
1994$131,700 Land $27,000 Building $104,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1860 Persimmon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Persimmon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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