Volusia County property record for 1860 Montecito Ave, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1985 |
| Lot Size | 0.311 acres (13,534 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $305,000 (Aug 2022) |
| Tax Bill | $4,368 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-45-13-0170 |
| Primary APN | 8130-45-13-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,327 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,534 sqft (0.311 acres) |
| Lot Dimensions | 134 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 420 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2833866 |
|---|---|
| Street Address | 1860 MONTECITO AVE |
| City | DELTONA |
| State | FL |
| Zip | 32738-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 BLK 1304 DELTONA LAKES UNIT 45 MB 27 PGS 300-313 INC PER OR 4745 PG 3116 PER OR 6995 PG 2857 PER OR 7858 PG 3027 PER OR 8296 PG 0137 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA LAKES |
| Legal Tract | 45 |
| Legal Block | 1304 |
| Legal Lot Number | 17 |
| Legal Unit | 45 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 91036 |
1860 Montecito Ave is owner-occupied and held in a trust since August 2022.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1860 MONTECITO AVE, DELTONA, FL 32738-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 18, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 2022187014 |
| Deed Book / Page | 8296 / 137 |
| Prior Transfer Date | Jun 2, 2014 |
| Prior Transfer Doc | 0069952857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 1860 MONTECITO AVE, DELTONA, FL 32738-4004 |
| Document Number | 0082960137 |
| Book / Page | 8296 / 137 |
| Map Reference | MB 27 PG 300-313 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022187014 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | BALDWIN PARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 390842, DELTONA, FL 32739-0842 |
| Name | Verified Name |
|---|---|
| Address | 1860 MONTECITO AVE, DELTONA, FL 32738-4004 |
| Document Number | 0008296139 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 8296/139 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 0082960150 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 8296/150 |
| Instrument | 2022187016 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1860 MONTECITO AVE, DELTONA, FL 32738-4004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0081883491 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 8188/3491 |
| Instrument | 2022012147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 1860 MONTECITO AVE, DELTONA, FL 32738-4004 |
| Document Number | 0078583027 |
| Book / Page | 007858 / 003027 |
| Instrument Date | May 29, 2020 |
| Instrument | 97674 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,329.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1860 MONTECITO AVE DELTONA FL 327384004, DELTONA, FL 32738-4004 |
| Document Number | 78583028 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 007858/003028 |
| Instrument | 97675 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1860 Montecito Ave was $4,368 with a homeowner's exemption, up 2.2% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,332 (+2.7%) | $262,148 (+0.25%) Land $61,305 Building $200,843 | |
| 2025 | $4,368.00 (+2.18%) Homeowner's exemption | $252,515 | $261,488 Land $61,305 Building $200,183 |
| 2024 | $4,275.00 (-4.51%) | ||
| 2023 | $4,477.00 (+232.86%) Homeowner's exemption | $254,485 (+172.08%) Land $60,441 Building $194,044 | $254,485 (+21.82%) Land $60,441 Building $194,044 |
| 2022 | $1,345.00 Homeowner's exemption | $93,534 | $208,906 Land $35,890 Building $173,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1860 Montecito Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1860 Montecito Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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