1860 McWhorter Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 1860 McWhorter Rd, Cunningham, TN 37052

Property Summary

Property Type	Manufactured or Modular Home
Details	2,004 sqft · built 1987
Lot Size	3.31 acres (144,184 sqft)
Owner	Individual Name on Record
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141 86.09 20141`

Property Details

APN / Parcel Number

Primary APN	`141 86.09 20141`
Alternative APN	`141 08609 00020141`

Interior

Building Area	2,004 sqft Living Area
1st Floor Area	1,992 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	144,184 sqft (3.31 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1860 MCWHORTER RD
City	CUNNINGHAM
State	TN
Zip	37052-7404
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Subdivision	THE FLATS
Legal Lot Number	9
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2052
Census Tract	101701

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Subdivision Related Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 6, 2021	Warranty Deed, Transfer · Commercial Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 25, 2022
Property Address	1860 MCWHORTER RD, CUNNINGHAM, TN 37052-7404
Document Number	02260/1151
Book / Page	2260 / 1151
Map Reference	MB M PG 35
Instrument Date	Oct 18, 2022
Instrument	1402209
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 MCWHORTER RD, CUNNINGHAM, TN 37052-7404

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 6, 2021
Property Address	1860 MCWHORTER RD, CUNNINGHAM, TN 37052-7404
Document Number	002145/922
Book / Page	2145 / 922
Map Reference	VOL 2053 PG 2686
Instrument Date	Sep 30, 2021
Instrument	1342797
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 INDUSTRIAL DR, CLARKSVILLE, TN 37040-6038
Investor	Possibly a Property Investor

Mortgage

Document Number	0001342798
Date	Oct 6, 2021
Instrument	1342798

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00	$68,600	$274,400 Land $87,600 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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