1860 Maple Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1860 Maple Ave, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1972
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Dec 2009)
Tax Bill	$6,181 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-134-025`

Property Details

APN / Parcel Number

Primary APN	`074-134-025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1972
Construction Type	Wood
Lot Area	4,000 sqft (0.091 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1860 MAPLE AVE
City	LOS OSOS
State	CA
Zip	93402-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CUESTA BY THE SEA BL 11 LT 10
Legal Subdivision	CUESTA BY THE SEA
Legal Block	11
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2022
Census Tract	10707

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1860 MAPLE AVE, LOS OSOS, CA 93402-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BEST CAPITAL FUNDING
Jan 25, 2021	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2009 · Amount on Record
Deed Sale	Dec 18, 2009 · Amount on Record
Prior Sale	Jan 25, 2021
Deed Document Number	0000069381
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1860 MAPLE AVE, LOS OSOS, CA 93402-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038880
Date	Sep 16, 2019
Instrument	2019038880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 25, 2021
Property Address	1860 MAPLE AVE, LOS OSOS, CA 93402-2412
Document Number	0000005406
Map Reference	MB 3 PG 48
Instrument Date	Jan 20, 2021
Instrument	2021005406
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 MAPLE AVE, LOS OSOS, CA 93402-2412

Mortgage

Document Number	0000005407
Date	Jan 25, 2021
Instrument	2021005407

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 25, 2021
Property Address	1860 MAPLE AVE, LOS OSOS, CA 93402-2412
Document Number	0000005408
Instrument Date	Jan 19, 2021
Instrument	5408
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1860 MAPLE AVE LOS OSOS CA 934022412, LOS OSOS, CA 93402-2412

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,181.00 (+2.85%) Homeowner's exemption	$352,248 (+4.04%) Land $225,885 Building $126,363
2023	$6,010.00 (+4.63%) Homeowner's exemption	$338,571 Land $217,114 Building $121,457
2022	$5,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Surfnet Communications.

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