Benton County property record for 1860 Lotus Rd, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,800 sqft · built 2024 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,552 (2026) |
| Deeds & Mortgages | Jul 2024 Construction Loan Dec 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08327-000 |
| Primary APN | 06-08327-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 3,462 sqft |
| 1st Floor Area | 2,047 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Driveway | Driveway |
| Driveway Area | 1,085 sqft |
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1860 LOTUS RD |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-4051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 1/6/2023 L202300961 & AFFIDAIVIT OF SCIRVENERS ERROR 1/23/2023 L202303749 |
| Legal Range | 31 |
| Legal Township | 19 |
| Legal Section | 06 |
| Legal Subdivision | SILVER LEAF ESTATES PH I-CENTERTON |
| Legal Lot Number | 37 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21305 |
1860 Lotus Rd is owned and occupied by two individuals.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1860 LOTUS RD, CENTERTON, AR 72719-4051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage SIGNATURE BANK OF ARKANSAS |
| Dec 6, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1860 LOTUS RD, CENTERTON, AR 72719-4051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | L202434227 |
|---|---|
| Date | Jul 2, 2024 |
| Instrument | L202434227 |
| Name | SIGNATURE BANK OF ARKANSAS |
|---|---|
| Type | Bank |
| Address | 700 SE WALTON BLVD STE 2, BENTONVILLE, AR 72712 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jun 25, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Dec 6, 2024 |
| Property Address | 1860 LOTUS RD, CENTERTON, AR 72719-4051 |
| Document Number | L202465295 |
| Map Reference | DOC NO L202300961 |
| Instrument Date | Dec 5, 2024 |
| Instrument | L202465295 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,046.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2265, LOWELL, AR 72745-2087 |
| Name | Verified Name |
|---|---|
| Address | 1860 LOTUS RD, CENTERTON, AR 72719-4051 |
| Document Number | L202465296 |
|---|---|
| Date | Dec 6, 2024 |
| Instrument | L202465296 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
The 2026 property tax bill for 1860 Lotus Rd was $5,552 with a homeowner's exemption, up 1.3% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,552.00 (+1.33%) Homeowner's exemption | $89,703 (-) Land $19,600 Building $70,103 | $448,515 Land $98,000 Building $350,515 |
| 2025 | $5,479.00 Homeowner's exemption | $89,703 Land $19,600 Building $70,103 | |
| 2024 | $448,515 Land $98,000 Building $350,515 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1860 Lotus Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1860 Lotus Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 90% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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