1860 Kevin Ave, Elgin, IL 60123 Property Records

Kane County property record for 1860 Kevin Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,715 sqft · built 1972
Lot Size	0.25 acres (10,880 sqft)
Owner	Individual Name on File
Tax Bill	$9,222 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-229-006`

Property Details

APN / Parcel Number

Primary APN	`06-09-229-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,715 sqft Living Area
Gross Area	3,754 sqft
Basement Area	1,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,880 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1860 KEVIN AVE
City	ELGIN
State	IL
Zip	60123-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 12 BLOCK 15
Legal Subdivision	EAGLE HEIGHTS
Legal Block	15
Legal Lot Number	12
Legal Unit	5-12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851910

Owner

1860 Kevin Ave is owned and occupied by an individual who acquired it in September 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1860 KEVIN AVE, ELGIN, IL 60123-1950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 26, 2017	Grant Deed, Transfer SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016
Deed Sale	Sep 28, 2016
Prior Sale	Feb 14, 2002 · Amount on File
Deed Document Number	201652375
Prior Transfer Date	Mar 18, 2016
Prior Transfer Doc	0000052375
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1860 KEVIN AVE, ELGIN, IL 60123-1950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080607
Date	Dec 23, 2020
Instrument	2020K080607

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 26, 2017
Property Address	1860 KEVIN AVE, ELGIN, IL 60123-1950
Document Number	0000050469
Instrument Date	Sep 19, 2017
Instrument	50469
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	137 N GIFFORD ST ELGIN IL 601205623, ELGIN, IL 60120-5623

Mortgage

Document Number	50470
Date	Sep 26, 2017
Instrument	50470

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Kevin Ave was $9,222 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,222.00 Homeowner's exemption	$128,886 (+8.57%) Land $28,058 Building $100,828	$386,813 (+8.57%) Land $84,208 Building $302,605
2024		$118,712 Land $25,843 Building $92,869	$356,279 Land $77,560 Building $278,718
2022	$7,959.00 (+4.44%) Homeowner's exemption	$97,790 (+6.96%) Land $21,288 Building $76,502	$293,370 (+6.96%) Land $63,864 Building $229,506
2021	$7,621.00 Homeowner's exemption	$91,427 Land $19,903 Building $71,524	$274,281 Land $59,709 Building $214,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Kevin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Kevin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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