Calvert County property record for 1860 John C Ward Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,106 sqft · built 1995 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,321 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-155129 |
| Primary APN | 03-155129 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,106 sqft Total Area |
| Basement Area | 1,053 sqft |
| Finished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 155129 |
|---|---|
| Street Address | 1860 JOHN C WARD RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 2 RICHARD E WARD PROP |
| Legal Subdivision | WARD RICHARD E PROP |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 860404 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1860 JOHN C WARD RD, OWINGS, MD 20736-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2003 |
| Deed Sale | Apr 3, 2003 |
| Prior Sale | Apr 3, 2003 |
| Deed Document Number | 20033200 |
| Deed Book / Page | 1810 / 598 |
| Transfer Doc | 0018100579 |
| Record Updated | Oct 29, 2026 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,767 (+17.03%) | $512,100 (+8.36%) Land $160,000 Building $352,100 | |
| 2025 | $5,321.00 (+23.4%) | ||
| 2023 | $4,312.00 Homeowner's exemption | $415,067 | $472,600 Land $160,000 Building $312,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 27 condo units |
| Nearby Flood Claims | 16 (2003–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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