1860 Jackson Oaks Dr, Bartow, FL 33830 Property Records

Polk County property record for 1860 Jackson Oaks Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,355 sqft · built 2018
Lot Size	0.177 acres (7,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2022)
Tax Bill	$450 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292208-000160`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292208-000160`
Alternative APNs	`362924292208000160` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,355 sqft Living Area
Gross Area	2,775 sqft
1st Floor Area	2,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,693 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	185 sqft

Location & Zoning

Street Address	1860 JACKSON OAKS DR
City	BARTOW
State	FL
Zip	33830-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYLE OAKS PB 163 PG 29-30 LOT 16
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	LYLE OAKS
Legal Block	1
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1041
Census Tract	14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Dec 8, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 30, 2019	Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA CU ISAOA
Oct 11, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
May 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2022318391
Deed Book / Page	12511 / 2038
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Apr 8, 2026
Property Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Document Number	0000081897
Book / Page	13948 / 243
Instrument Date	Mar 18, 2026
Instrument	202681897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081897,
Date	Apr 8, 2026
Book Page	13948/243
Instrument	202681897

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	4%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 8, 2022
Property Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Document Number	0000318391
Book / Page	12511 / 2038
Map Reference	MB 163 PG 29
Instrument Date	Dec 7, 2022
Instrument	2022318391
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 S FLORAL AVE, BARTOW, FL 33830-4501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716

Mortgage

Document Number	0125112040
Date	Dec 8, 2022
Instrument	12511/2040

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 30, 2019
Property Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Document Number	0110890298
Book / Page	011089 / 000298
Instrument Date	Dec 23, 2019
Instrument	275120
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1860 JACKSON OAKS DR BARTOW FL 338307716, BARTOW, FL 33830-7716

Mortgage

Document Number	110890300
Date	Dec 30, 2019
Book Page	011089/000300
Instrument	275121

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 11, 2018
Property Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Document Number	0106390798
Book / Page	010639 / 000798
Instrument Date	Sep 27, 2018
Instrument	215633
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 29, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1860 JACKSON OAKS DR BARTOW FL 338307716, BARTOW, FL 33830-7716

Mortgage

Document Number	106390799
Date	Oct 11, 2018
Book Page	010639/000799
Instrument	215634

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2018
Property Address	1860 JACKSON OAKS DR, BARTOW, FL 33830-7716
Document Number	0104852040
Book / Page	010485 / 002040
Instrument Date	May 15, 2018
Instrument	104012
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,441.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,015 (-8.23%) Land $70,000 Building $237,015	$307,015 (-8.23%) Land $70,000 Building $237,015
2025		$334,540 (-1.47%) Land $70,000 Building $264,540	$334,540 (-1.47%) Land $70,000 Building $264,540
2024	$450.00 (+19.36%)
2023	$377.00 (-85.49%) Homeowner's exemption	$339,544 (+89%) Land $48,000 Building $291,544	$339,544 (+8.13%) Land $48,000 Building $291,544
2022	$2,598.00 Homeowner's exemption	$179,650	$314,028 Land $40,000 Building $274,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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