1860 Heron St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1860 Heron St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,524 sqft · built 1997
Lot Size	0.169 acres (7,370 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Jun 2023)
Tax Bill	$9,005 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-220-480-000`

Property Details

APN / Parcel Number

Primary APN	`242-220-480-000`
Alternative APN	`242-220-48`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,370 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-220-48
Street Address	1860 HERON ST
City	TRACY
State	CA
Zip	95376-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2314 LOT 19
Legal Subdivision	MUIRFIELD
Legal Tract	2314
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3010
Census Tract	5216

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1860 HERON ST, TRACY, CA 95376-8344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Grant Deed, Transfer · Conventional Mortgage LA FINANCIAL SERVICES INC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	202342883
Prior Transfer Date	Nov 7, 2002
Prior Transfer Doc	0000208848
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 1, 2023
Property Address	1860 HERON ST, TRACY, CA 95376-8344
Document Number	0000042883
Map Reference	MB 31 PG 35
Instrument Date	May 12, 2023
Instrument	2023-042883
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 HERON ST, TRACY, CA 95376-8344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042884
Date	Jun 1, 2023
Instrument	2023-042884

Lender

Name	LA FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1860 HERON ST, TRACY, CA 95376-8344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 N TRACY BLVD 239, 239, TRACY, CA 95376-2424

Mortgage

Document Number	0000135265
Date	Oct 9, 2020
Instrument	2020-135265

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1860 HERON ST, TRACY, CA 95376-8344
Document Number	0000105481
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000105481
Date	Sep 13, 2017
Instrument	105481

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2037

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,005.00 (-9.93%)
2025	$9,998.00 (+178.03%)	$853,128 (+165.5%) Land $208,080 Building $645,048
2023	$3,596.00 (+2.16%) Homeowner's exemption	$321,325 Land $79,400 Building $241,925	$721,530
2022	$3,520.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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