1860 Harte Rd, VC Highlands (Reno), NV 89521 Property Records

Storey County property record for 1860 Harte Rd, VC Highlands, NV 89521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,789 sqft · built 2007
Lot Size	2.56 acres (111,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$923,000 (Jun 2022)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-111-13`

Property Details

APN / Parcel Number

Primary APN	`003-111-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,789 sqft Living Area
Gross Area	3,944 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	111,949 sqft
Garage Type	Attached
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces
Deck Area	54 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1860 HARTE RD
City	RENO
State	NV
Zip	89521-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1VCH;1AC
Legal Description	PARCEL MAP ID : LOT : 93 BLOCK : M VCH M-93 TOWN : VC HIGHLANDS
Legal Range	21E
Legal Township	17N
Legal Section	05
Legal Subdivision	VIRGINIA CITY HIGHLANDS
Legal Block	2
Legal Lot Number	93
Legal Unit	1
Jurisdiction	STOREY NV
Township / Civil Division	VIRGINIA CITY
Census Block Group	2
Census Block	2042
Census Tract	970200

Owner

Source: Storey County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 HARTE RD, RENO, NV 89521-7447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	2022136343
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	0000133533
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Jun 17, 2022
Property Address	1860 HARTE RD, VC HIGHLANDS, NV 89521-7447
Document Number	0000136343
Map Reference	FILE 35070
Instrument Date	Jun 14, 2022
Instrument	136343
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	TICOR TITLE-GARDNERVILLE, TICOR TITLE GARDNER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8301 BOSECK DR UNIT 236, 236, LAS VEGAS, NV 89145-4558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 HARTE RD, RENO, NV 89521-7447

Mortgage

Document Number	0000136344
Date	Jun 17, 2022
Instrument	136344

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STOREY NV
Recording Date	Feb 23, 2021
Property Address	1860 HARTE RD, VC HIGHLANDS, NV 89521-7447
Document Number	0000133533
Map Reference	FILE 35070
Instrument Date	Sep 9, 2020
Instrument	133533
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 HARTE RD, RENO, NV 89521-7447

Mortgage

Document Number	0000133534
Date	Feb 23, 2021
Instrument	133534

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Storey County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Storey County
Unified School District	Storey County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,079 (+9.72%) Land $17,325 Building $130,754	$423,084 (+9.72%) Land $49,500 Building $373,584
2025	$4,480.00 (+13.62%)
2023	$3,943.00 (+3%)	$134,962 (+18.04%) Land $11,550 Building $123,412	$385,605 (+18.04%) Land $33,000 Building $352,605
2022	$3,828.00	$114,337 Land $11,550 Building $102,787	$326,676 Land $33,000 Building $293,676

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 96% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Northern Nevada High Speed Internet Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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