Merced County property record for 1860 Harnisch Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 2003 |
| Lot Size | 0.218 acres (9,486 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Jun 2003) |
| Tax Bill | $3,221 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 059-630-028-000 |
| Primary APN | 059-630-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,031 sqft |
| 1st Floor Area | 1,528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 9,486 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 059-630-028 |
|---|---|
| Street Address | 1860 HARNISCH CT |
| City | MERCED |
| State | CA |
| Zip | 95341-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | WEST CREEK HOMES #3 LOT 111 |
| Legal Subdivision | WEST CREEK HOMES 03 |
| Legal Lot Number | 111 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1501 |
1860 Harnisch Ct is owned and occupied by two individuals who bought it in June 2003.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1860 HARNISCH CT, MERCED, CA 95341-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on File |
| Deed Sale | Jun 30, 2003 · Amount on File |
| Deed Document Number | 200341324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1860 HARNISCH CT, MERCED, CA 95341-7517 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1860 HARNISCH CT, MERCED, CA 95341-7517 |
| Document Number | 0000027790 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023027790 |
| Name | MERCED SCHOOL EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | MERCED, CA 95348 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2038 |
The 2025 property tax bill for 1860 Harnisch Ct was $3,221 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $293,811 (+2%) Land $73,851 Building $219,960 | |
| 2025 | $3,221.00 Homeowner's exemption | $288,051 Land $72,403 Building $215,648 |
| 2023 | $3,005.00 (+1.49%) Homeowner's exemption | $276,868 Land $69,593 Building $207,275 |
| 2022 | $2,961.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1860 Harnisch Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 253 policies |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 58 (1998–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1860 Harnisch Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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