1860 Hackberry Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 1860 Hackberry Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,906 sqft · built 1967
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$1,393,000 (Sep 2026)
Tax Bill	$18,187 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-402-005`

Property Details

APN / Parcel Number

Primary APN	`15-12-402-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,906 sqft Living Area
Gross Area	5,901 sqft
1st Floor Area	2,631 sqft
Upper Floors Area	1,275 sqft
Basement Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1860 HACKBERRY LN
City	LAKE FOREST
State	IL
Zip	60045-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERCY WILSONS FAIRWAY ESTATES LOT 114
Legal Subdivision	PERCY WILSONS FAIRWAY ESTATES
Legal Lot Number	114
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2013
Census Tract	866200

Owner

1860 Hackberry Ln is owned by two individuals who bought it in September 2026.

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1548 N HONORE ST, CHICAGO, IL 60622-2069
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	20268195600
Prior Transfer Date	Feb 15, 1999
Prior Transfer Doc	0004308460
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Sep 18, 2026
Property Address	1860 HACKBERRY LN, LAKE FOREST, IL 60045-3518
Document Number	0008195600
Instrument Date	Aug 5, 2026
Instrument	20268195600
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,039.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1548 N HONORE ST, CHICAGO, IL 60622-2069

Mortgage

Document Number	0008195601,
Date	Sep 18, 2026
Instrument	20268195601

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 13, 2022
Property Address	1860 HACKBERRY LN, LAKE FOREST, IL 60045-3518
Document Number	0007896475
Map Reference	DOC 944632
Instrument Date	Apr 7, 2022
Instrument	7896475
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 HACKBERRY LN, LAKE FOREST, IL 60045-3518
Investor	Possibly a Property Investor

Mortgage

Document Number	0007896476
Date	Apr 13, 2022
Instrument	7896476

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1860 HACKBERRY LN, LAKE FOREST, IL 60045-3518
Document Number	0007619211
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1860 HACKBERRY LN LAKE FOREST IL 600453518, LAKE FOREST, IL 60045-3518

Mortgage

Document Number	0007619211
Date	Dec 26, 2019
Instrument	7619211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Hackberry Ln was $18,187, up 4.9% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,187.00 (+4.91%)	$328,031 Land $123,795 Building $204,236	$984,191 Land $371,422 Building $612,769
2024	$17,335.00 (+16.43%)
2023	$14,889.00 (+3.08%)	$286,060 (+11.43%) Land $107,956 Building $178,104	$858,265 (+11.43%) Land $323,900 Building $534,365
2022	$14,444.00	$256,711 Land $96,880 Building $159,831	$770,210 Land $290,669 Building $479,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1860 Hackberry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1985–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Hackberry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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