1860 Edgewater Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 1860 Edgewater Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 1994
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Jun 2022)
Tax Bill	$8,185 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-19-27-1505-000-14000`

Property Details

APN / Parcel Number

Primary APN	`20-19-27-1505-000-14000`
Alternative APNs	`271920150500014000` `3504542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3504542
Street Address	1860 EDGEWATER DR
City	MOUNT DORA
State	FL
Zip	32757-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MOUNT DORA THE COUNTRY CLUB OF MOUNT DORA UNIT 2 LOT 140 PB 32 PGS 42-44 ORB 5971 PG 862 ORB 6522 PG 34
Legal Range	27E
Legal Township	19S
Legal Section	20
Legal Subdivision	CLUB OF MOUNT DORA UNIT
Legal Tract	1505
Legal Lot Number	140
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2028
Census Tract	30203

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1860 EDGEWATER DR, MOUNT DORA, FL 32757-6939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	202279290
Deed Book / Page	5971 / 862
Last Transfer Date	Apr 26, 2025
Transfer Doc	0065220034
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2022
Property Address	1860 EDGEWATER DR, MOUNT DORA, FL 32757-6939
Document Number	0059710862
Book / Page	5971 / 862
Map Reference	MB 32 PG 42
Instrument Date	Jun 6, 2022
Instrument	2022079290
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34641 CATTAIL DR, EUSTIS, FL 32736-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 EDGEWATER DR, MOUNT DORA, FL 32757-6939

Mortgage

Document Number	0005971864
Date	Jun 8, 2022
Instrument	5971/864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1860 EDGEWATER DR, MOUNT DORA, FL 32757-6939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054771516
Date	May 29, 2020
Book Page	5477/1516
Instrument	2020057955

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,273 (-) Land $126,000 Building $400,273	$526,273 (-) Land $126,000 Building $400,273
2025		$526,273 (+36.94%) Land $126,000 Building $400,273	$526,273 (+36.94%) Land $126,000 Building $400,273
2024	$8,185.00 (+12.56%)
2023	$7,272.00 (+97.88%)	$384,315 (+70.02%)	$384,315 (+7.96%) Land $115,500 Building $268,815
2022	$3,675.00 Homeowner's exemption	$226,040	$355,965 Land $87,150 Building $268,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 152 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	7 (2004–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Summit Broadband.

Nearby Properties on Edgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures