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1860 E Pebble Path, Vero Beach, FL 32963 Property Records

Indian River County property record for 1860 E Pebble Path, Vero Beach, FL 32963 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1997
Square Footage1,694 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$829,000 (2023)
Tax Bill$369.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-39-23-00006-0003-00010.0
Alternative APN
  • 37011

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,694 sqft Living Area
1st Floor1,694 sqft 1st Floor
Stories1 Stories
Utility Area242 sqft Utility Area
Utility RoomUtility Room
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area12,197 sqft (0.28 acres)
Depth X Width135 ft x 90 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Carport Area1,148 sqft Carport
Deck Area119 sqft Deck
PorchOpen Porch
Porch Area188 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number37011
Street Address1860 E PEBBLE PATH
CityVERO BEACH
StateFL
Zip32963-4545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMERPLACE UNIT 2 BLK C LOT 10 PBI 6-85
Legal Range39
Legal Township31
Legal Section23
Legal SubdivisionSUMMERPLACE UNIT 2
Legal BlockC
Legal Lot Number10
Legal Unit2
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup3
Census Block3023
Census Tract50506

Owner

Source: Indian River County records · APN 31-39-23-00006-0003-00010.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU
Oct 03, 2023Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2023 · Amount on Record
Deed SaleOct 03, 2023 · Amount on Record
Prior SaleNov 17, 2021 · Amount on Record
Deed Doc Number3120230049854
Deed Book / Page3653 / 1446
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 E PEBBLE PATH, VERO BEACH, FL 32963-4545

Mortgage

Document Number0038092436
DateOct 09, 2025
Book Page3809/2436
Instrument3120250050117
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 03, 2023
Property Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545
Document Number0036531446
Book / Page3653 / 1446
Map ReferenceMB 6 PG 85
Instrument DateSep 29, 2023
Instrument3120230049854
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,803.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1441 E 104TH ST # ST100, ST100, KANSAS CITY, MO 64131-4521

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545

Mortgage

Document Number0036531449
DateOct 03, 2023
Instrument3653/1449
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 17, 2021
Property Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545
Document Number0034841928
Book / Page3484 / 1928
Map ReferenceMB 6 PG 85
Instrument DateNov 10, 2021
Instrument3120210079928
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyARROW TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14420 N 106TH PL, SCOTTSDALE, AZ 85255-8594

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 E PEBBLE PATH, VERO BEACH, FL 32963-4545

Mortgage

Document Number0034841930
DateNov 17, 2021
Instrument3484/1930
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$369.00 (-95.39%)$590,026 (-1.53%)$818,219 (+36.55%) Land $535,500 Building $282,719
2023$8,003.00 (+11%)$599,209 (+19.66%) Land $420,750 Building $178,459$599,209 (+19.66%) Land $420,750 Building $178,459
2022$7,210.00$500,776 Land $344,250 Building $156,526$500,776 Land $344,250 Building $156,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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