1860 Crosswind Ln, Prosper, TX 75078 Property Records

Collin County property record for 1860 Crosswind Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,465 sqft · built 2014
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Owner Names on Record
Tax Bill	$19,456 (2024)
Deeds & Mortgages	Aug 2021 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9035-00T-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-9035-00T-0020-1`
Alternative APN	`2606209`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,465 sqft Living Area
Gross Area	5,477 sqft
1st Floor Area	4,465 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	19,998 sqft (0.459 acres)
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Pool Area	529 sqft
Porch	Covered Porch
Porch Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2606209
Street Address	1860 CROSSWIND LN
City	PROSPER
State	TX
Zip	75078-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENTLE CREEK ESTATES PHASE SEVEN (CPR), BLK T, LOT 2
Legal Subdivision	GENTLE CREEK ESTATES PHASE SEVEN (CPR)
Legal Phase	7
Legal Block	T
Legal Lot Number	2 4591
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2027
Census Tract	30302

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1860 CROSSWIND LN, PROSPER, TX 75078-9749
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK
Aug 17, 2020	Deed of Trust, Mortgage WILLOW BEND MTG
Aug 17, 2020	Deed of Trust, Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2014
Deed Sale	Oct 14, 2014
Prior Sale	Apr 22, 2013
Deed Document Number	20141014001121240
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1860 CROSSWIND LN, PROSPER, TX 75078-9749
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 CROSSWIND LN, PROSPER, TX 75078-9749

Mortgage

Document Number	0001646230
Date	Aug 16, 2021
Instrument	20210816001646230

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1860 CROSSWIND LN, PROSPER, TX 75078-9749
Document Number	0001621430
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1860 CROSSWIND LN PROSPER TX 750789749, PROSPER, TX 75078-9749

Mortgage

Document Number	0001621430
Date	Sep 23, 2020
Instrument	1621430

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1860 CROSSWIND LN, PROSPER, TX 75078-9749
Document Number	0001621440
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1860 CROSSWIND LN PROSPER TX 750789749, PROSPER, TX 75078-9749

Mortgage

Document Number	0001621440
Date	Sep 23, 2020
Instrument	1621440

Lender

Name	GUARANTY BK
Type	Bank
Address	TEXARKANA, TX 75503-2358

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,387,338 (+8.88%) Land $375,000 Building $1,012,338	$1,387,338 (+8.88%) Land $375,000 Building $1,012,338
2024	$19,456.00 (+3.93%)
2023		$1,274,240 Land $300,000 Building $974,240	$1,274,240 Land $300,000 Building $974,240
2022	$18,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, Nextlink.

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